Aditya Birla Capital Stock Price - ₹402.00 | Financial Services

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Company insights, generated from the most recent coverage.

Cost-to-income ratio improved sharply to 42.48% from 51.47%, signaling significant operational leverage and efficiency gains.
Stock fell 4.45% on Sept 1, 2026 on thin volumes (53% below 1-month avg), indicating institutional profit-booking rather than panic selling.
Life Insurance VNB margins doubled to 15.1%, reflecting successful product mix shift towards higher-margin traditional/protection products.

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The Quarter story

The two most recent quarterly results, compared side-by-side.

Aditya Birla Capital drives strong profitability and asset growth across lending, insurance, and wealth segments.

Health insurance combined ratio improved from 111% to 106% from Q1 FY26 to Q1 FY27, marking a clear underwriting turnaround.

Equity market share fell from 4.19% to 3.97% from Q1 FY26 to Q1 FY27, indicating rising competition in wealth management.

Lending AUM grew from ₹1,31,227 Cr to ₹1,67,456 Cr from Q1 FY26 to Q1 FY27, driving steady credit expansion.

Average lending yield dipped from 12.71% to 12.58% from Q1 FY26 to Q1 FY27, reflecting pricing pressure in the NBFC segment.

Asset management AUM rose from ₹4,07,206 Cr to ₹4,15,868 Cr from Q1 FY26 to Q1 FY27, reflecting consistent investor inflows.

Health insurance bank channel mix dropped from 29% to 24% from Q1 FY26 to Q1 FY27, signaling a strategic shift toward digital sales.

Life insurance net VNB margin climbed from 7.5% to 15.1% from Q1 FY26 to Q1 FY27, boosting new business profitability.

Customer self-servicing adoption increased from 93% to 97% from Q1 FY26 to Q1 FY27, reducing operational overhead.

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In the news

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Aditya Birla Capital: Capital Transformation Fuels Growth and Market Cap Milestone

Aditya Birla Capital raises ₹4,000 cr via preferential allotment

Aditya Birla Capital raises ₹4,000 cr for massive growth drive

Aditya Birla Capital EGM approves ₹4,000 cr fundraise

Aditya Birla Grp invests ₹3,080 cr in fin services arm amid DII selling

Aditya Birla Capital Raises ₹4,000 Cr via Preferential Allotment

ABCL raises ₹4,000 cr equity capital from promoters, IFC

Aditya Birla Capital raises ₹4,000 cr via preferential issue

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AB Capital Board to Meet May 20 for ₹4,000-5,000 Cr Fund Raise

Aditya Birla Capital