Aditya Birla Capital (ABCL) has achieved remarkable growth momentum with its lending portfolio reaching an all-time high of ₹2,07,368 crore as of March 31, 2026, representing a 32% year-on-year increase. According to the latest annual report, the company plans to double its assets under management (AUM) over the next three years and scale the housing finance business' AUM to ₹1 lakh crore over the next 24 to 36 months. As reported by The Hindu BusinessLine, the company is targeting 25% compound annual growth rate (CAGR) in loan portfolio over the next three years, driven primarily by retail and MSME lending segments, with 68% of the current AUM comprising retail & SME loans. The company's total assets under management across asset management, life insurance and health insurance businesses grew 16% year-on-year to ₹5,91,343 crore.
ABCL's wholly-owned subsidiary Aditya Birla Housing Finance Ltd (ABHFL) has demonstrated exceptional growth with its AUM growing 53% year-on-year to ₹47,452 crore as of March-end 2026. On April 17, 2026, ABHFL allotted 112.32 crore equity shares to Advent International on a preferential basis, with ABCL holding an 86% stake in the housing finance company. The subsidiary raised primary equity capital of ₹2,750 crore from Advent International, which will support its strategy to expand its presence in prime and affordable housing segments while deepening footprint in Tier-II and Tier-III markets. As reported by The Hindu BusinessLine, ABHFL will scale its AUM to ₹1 lakh crore over the next 24–36 months.
Aditya Birla Sun Life Insurance Company Ltd (ABSLI), a 51:49 joint venture between the Aditya Birla Group and Sun Life Financial Inc., Canada, has outlined ambitious growth plans targeting over 20% CAGR in individual first-year premium (FYP) over the next three years. According to The Hindu BusinessLine, the private sector life insurer's individual FYP increased by about 14% year-on-year to ₹5,275 crore as of March-end 2026. The company's VNB margin expanded by 260 basis points year-on-year to 20.6% in FY26, with management targeting to keep expanding VNB margin above 18%. This growth strategy complements ABCL's overall financial services expansion across multiple business verticals.
Aditya Birla Capital (ABCL) has announced ambitious growth plans targeting 25% compound annual growth rate (CAGR) in loan portfolio over the next three years, driven primarily by retail and MSME lending segments. According to reports from Business Standard, the company is embedding generative and agentic AI across key business functions as part of its AI-first transformation strategy. The company expects technology and AI to serve as key enablers for its next phase of growth, with management describing AI as a fundamental pillar of their operating model. ABCL's AI initiatives have delivered measurable operational improvements, with AI improving underwriting productivity by 20-30% and sales productivity by 10-15%. As reported by The Hindu BusinessLine, ABCL will continue to strengthen leadership across businesses, deepen customer engagement, and accelerate digital and AI-led transformation to build a future-ready financial services franchise.
Vishakha Mulye, MD & CEO of ABCL, highlighted the company's resilience despite challenging market conditions and outlined the strategic direction for FY27. As reported by The Hindu BusinessLine, she noted that ABCL navigated headwinds in retail and MSME lending, changes in insurance taxation regime, and volatile equity markets while strengthening core businesses. Kumar Mangalam Birla, Chairman of ABCL, observed that in FY26, the lending portfolio across the NBFC and housing finance businesses reached an all-time high of ₹2,07,368 crore as of March 31, 2026. Mulye emphasized that the company enters FY27 at a time of both opportunity and uncertainty, with a dynamic external environment shaped by evolving macroeconomic conditions. The next phase of ABCL's journey will be driven by their commitment to scale with discipline, innovate with purpose, and lead with responsibility.
