Indian Bank Stock Price - ₹888.75 | Banks

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Company insights, generated from the most recent coverage.

Staff expenses surged 17.57% YoY to ₹3,071 crore in Q1 FY27, reflecting hiring of 2,075 employees and wage increases — major cost pressure point.
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Mid-corporate lending focus (₹50-500 crore segment) allows better pricing versus large corporates and retail, supporting NIM maintenance during expansion.
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₹3,000 crore total IT budget (including ₹750 crore for AI/cybersecurity) signals strategic shift toward digital efficiency over physical branch expansion.
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The Quarter story

The two most recent quarterly results, compared side-by-side.

Indian Bank delivers steady profit growth and strong deposit inflows, with improving farm loan quality but rising retail slippages.

Net profit grows from ₹2,973 Cr in Q1 FY26 to ₹3,273 Cr in Q1 FY27, supported by stable margins and better cost control.

Retail fresh slippages rebound from ₹67 Cr in Q3 FY26 to ₹213 Cr in Q1 FY27, signaling a need to monitor new defaults.

Domestic deposits expand from ₹709,750 Cr in Q1 FY26 to ₹803,163 Cr in Q1 FY27, strengthening the funding base.

Agricultural gross NPA ratio falls from 5.98% in Q1 FY26 to 4.50% in Q1 FY27, reflecting cleaner farm loan books.

Cost to income ratio improves from 46.90% in Q3 FY26 to 44.80% in Q1 FY27, showing tighter operational efficiency.

Total assets grow from ₹895,503 Cr in Q1 FY26 to ₹1,006,954 Cr in Q1 FY27, crossing a major balance sheet milestone.

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In the news

Indian Bank's FY27 Strategic Expansion and Asset Quality Management

Indian Bank targets ₹1,500 crore treasury income, adds 100 branches

Indian Bank sanctions ₹1,125 cr retail, agri, MSME credit in Chennai

Indian Bank Completes $400M ECB Fundraising via GIFT City

SIB targets ₹3.25 trillion growth with new CEO from PSB

Indian Bank celebrates 120th Foundation Day with ₹1,220 cr disbursements

Indian Bank, PB Fintech, Shriram Finance Show Bullish Setup

Top 3 Stock Picks: Indian Bank, DLF, Polycab India for Aug 13

Indian Bank targets ₹35 lakh crore business by 2032 after crossing ₹15 lakh crore milestone

IOB wipes out ₹20,000 cr losses, plans ₹5,000 cr QIP

ICICI Securities holds South Indian Bank at ₹45 target

South Indian Bank Q1 profit jumps 17% to ₹378 cr on strong growth

Prabhudas Lilladher Sets ₹1000 Target for Indian Bank

Govt Plans OFS in IOB, Punjab & Sind Bank Next

PSU Bank Shares Surge 4% on Strong Q1 Results Hopes

Indian Bank Q1 results: Net profit rises 10% to ₹3,273 cr, YES Securities targets ₹1,050

Q1FY27 Earnings Season Gathers Momentum: 141 Companies Report

TCS Q1 FY27 Results: Revenue up 13.9% but margins compress to 24%

ICICI Securities cuts South Indian Bank target to ₹45 amid leadership transition

Indian Bank concludes PSBS Hackathon 2026 with fraud prevention focus

Indian Bank