Shriram Finance Stock Price - ₹1,044.20 | Financial Services

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Company insights, generated from the most recent coverage.

Below-normal monsoon weakens rural borrower repayment capacity, a persistent risk for Shriram's rural lending segments.
Rising crude oil prices from U.S.-Iran tensions squeeze transporter margins, increasing default risk in Shriram's core commercial vehicle loan book.
Stock fell 3.68% to ₹1,069 on Sep 1, 2026, driven by crude spike and bearish weekly stochastic crossover — technical signal historically precedes ~8% decline within 7 weeks.

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The Quarter story

The two most recent quarterly results, compared side-by-side.

Shriram Finance expands AUM and profitability while maintaining stable asset quality across core lending segments.

Consolidated AUM expands from ₹2,722,490.1 in Q1 FY26 to ₹3,137,983.9 in Q1 FY27, reflecting strong portfolio growth.

Construction Equipments AUM shrinks from ₹165,353.6 in Q1 FY26 to ₹123,726.6 in Q1 FY27, signaling sectoral portfolio deleveraging.

Consolidated NIM widens from 8.11% in Q1 FY26 to 9.04% in Q1 FY27, showing improved pricing and funding efficiency.

Consolidated Coverage Ratio Stage 3 moves from 44.31% in Q1 FY26 to 50.99% in Q1 FY27, requiring monitoring for consistent NPA buffers.

Farm Equipments Net NPA falls from 4.69% in Q1 FY26 to 2.96% in Q1 FY27, indicating better asset quality in rural lending.

Passenger Vehicles AUM rises from ₹566,347.6 in Q1 FY26 to ₹686,502.3 in Q1 FY27, driven by steady auto loan demand.

Consolidated ROA increases from 2.76% in Q1 FY26 to 3.93% in Q1 FY27, demonstrating enhanced profitability per asset.

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In the news

Shriram Finance targets 18% growth with MUFG partnership

Market Experts Share Stock Picks: Shriram Finance, HDFC Bank

NBFCs Enter Stronger Earnings Cycle with 24% PAT Growth Expected

Shriram Finance CEO: No fresh capital needed for 5 years

Shriram Finance hits fresh record high, experts eye ₹1,280 target

Bajaj Finance hits record high after Q1 profit jumps 27% to ₹59.86bn

Shriram Finance Q1 profit jumps 60% to ₹3,445 crore, ICICI Securities sets ₹1,225 target

Shriram Finance board meets tomorrow for Q4 results

Sensex tanks 476 points, Nifty below 24,000; crude hits record high

ICICI Securities picks Shriram Finance, Brigade Enterprise for buy

Top 10 stocks rated 'Buy' with 19-68% returns potential

Bajaj Finance shares surge 4% on strong Q4 earnings, gold loan AUM jumps 115%

IDFC First Bank shares jump 3% on Q4 profit rise to ₹319 crore

Shriram Finance expects 1% cost of funds cut post MUFG stake sale

Shriram Finance Q4 net profit surges 41% to ₹3,014 crore, shares fall 4%

Shriram Finance's Strategic Rate Play: How AAA Ratings and MUFG Partnership Reshape Funding Dynamics

Indian households hold 11-16% of world's gold; Nifty 50 shows volatility

Shriram Finance AAA rating upgrade masks capital-intensive growth risks

Shriram Finance gets 'overweight' rating; stock jumps 3.14%

Shriram Finance shares surge 11% on MUFG stake allotment completion

Shriram Finance