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In the news

Paisalo Digital signs ₹1,000 cr co-lending MoU with LoanKhata

Paisalo Digital raises ₹300 cr via NCDs, closes early

Paisalo Digital Q1 profit jumps 29.98% to ₹61.31 crore

Paisalo Digital: Why Promoters Just Bought Big and Sent the Stock Soaring

Paisalo Digital hits 20% upper circuit on AI-led growth strategy

Paisalo Digital hits 52-week high on AI overhaul announcement

Paisalo Digital jumps 13% on credit rating for ₹1,500 cr NCDs

Paisalo Digital raises ₹100 cr via 9.25% debentures

Paisalo Digital board meets March 11 to discuss fundraiser

Paisalo Digital raises ₹30 crore via commercial papers amid stock surge

Paisalo Digital Q3 profit flat at ₹66 cr, income up 18%

Paisalo Digital raises ₹188.5 cr at 8.5% ROI for expansion
The Quarter story
The two most recent quarterly results, compared side-by-side.
Paisalo Digital drives strong AUM and network growth with solid asset quality, but rising leverage and tighter liquidity require close monitoring.
AUM grows from ₹52,302 Cr in Q1 FY26 to ₹67,074 Cr in Q1 FY27, reflecting strong asset accumulation.
Capital adequacy falls from 39.5% in Q1 FY26 to 33.1% in Q1 FY27, indicating capital consumption from rapid lending.
Total touchpoints expand from 3,997 in Q1 FY26 to 5,995 in Q1 FY27, highlighting rapid network scaling.
Debt-to-equity ratio rises from 2.15x in Q1 FY26 to 2.61x in Q1 FY27, signaling higher financial leverage.
GNPA improves from 0.85% in Q1 FY26 to 0.70% in Q1 FY27, signaling robust portfolio health.
Collection efficiency slips from 99.8% in Q1 FY26 to 97.5% in Q1 FY27, signaling rising collection friction.
Cashless collection share rises from 88% in Q1 FY26 to 91% in Q1 FY27, validating digital payment adoption.
Liquidity coverage drops from 3.5x in Q1 FY26 to 2.3x in Q1 FY27, signaling tight short-term liquidity.
Promoter stake climbs from 41.2% in Q2 FY26 to 46.7% in Q1 FY27, indicating strong insider confidence.
Credit cost rises from 0.8% in Q3 FY26 to 0.9% in Q1 FY27, indicating early asset quality stress.