Paisalo Digital Limited's stock touched a 52-week high of ₹45.89 on Wednesday, trading at ₹45.80 on the NSE, up 2.90% from its previous close of ₹44.51. According to reports from The Hindu BusinessLine, the stock achieved a market capitalisation of ₹4,167 crore during the session. The stock's one-month return stands at 30.65%, sharply outpacing the Nifty 50's 5.47% gain over the same period. Year-to-date, the stock is up 25.67% against the index's decline of 6.76%.
The New Delhi-based non-banking financial company announced a sweeping transition to an AI-driven lending platform, moving to embed artificial intelligence across its entire credit lifecycle. As reported by The Hindu BusinessLine, the company is implementing AI across customer acquisition and onboarding, underwriting, collections and portfolio monitoring. The AI infrastructure is already operational, running on two NVIDIA AI chips and an immersion-cooled server, currently handling over 350,000 AI-driven customer calls per day in Hindi, English and Marathi.
Paisalo Digital's proprietary AI/ML credit engine pulls in bureau data, banking transaction history and alternative datasets to enable real-time loan approvals, dynamic pricing and fraud detection. According to the company announcement reported by The Hindu BusinessLine, this technology infrastructure positions the company to scale faster and improve margins with infrastructure already live. Deputy Managing Director Santanu Agarwal attributed the company's three-year target of doubling assets under management, revenue and profit after tax directly to the AI rollout.
Trading volume on Wednesday stood at 33.88 lakh shares, with 65.89% of traded quantity resulting in delivery — indicating sustained investor conviction rather than short-term speculation. As reported by The Hindu BusinessLine, Paisalo currently trades at a price-to-earnings ratio of 19.16 with a 52-week low of ₹29.38 recorded in June 2025. The strong performance reflects investor confidence in the company's AI transformation strategy and growth prospects.
