One Mobikwik Systems Stock Price - ₹190.61 | Financial Services

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The Quarter story

The two most recent quarterly results, compared side-by-side.

Mobikwik achieves consistent profitability with expanding margins and disciplined cost control, while lending expansion and user growth require close monitoring.

Contribution margin rose from 27.5% in Q1 FY26 to 44% in Q1 FY27 — strong pricing power drives top-line efficiency.

Lending related expenses jumped from ₹7.3 Cr in Q1 FY26 to ₹1,304.8 Cr in Q1 FY27 — aggressive credit expansion pressures short-term cash flow.

EBITDA recovered from a ₹312 Cr loss in Q1 FY26 to ₹158 Cr in Q1 FY27 — operational turnaround delivers consistent cash generation.

Newly added users declined from 3.8 Mn in Q1 FY26 to 3.18 Mn in Q1 FY27 — slowing acquisition indicates a shift toward monetizing existing users.

Financial services gross margin expanded from 13.3% in Q1 FY26 to 59% in Q1 FY27 — lending and fee income become highly profitable.

Payments take rate fell from 0.5% in Q2 FY26 to 0.40% in Q4 FY26 — competitive pricing pressure squeezes transaction economics.

Payment related expense dropped from ₹1,404.6 Cr in Q3 FY26 to ₹300.9 Cr in Q1 FY27 — major cost optimization boosts segment margins.

Employee cost margin spiked from 14.9% in Q1 FY26 to 534% in Q1 FY27 — potential data anomaly or restructuring warrants verification.

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In the news

MobiKwik completes digital lending transfer to MDSPL, infuses ₹61 cr

MobiKwik Q1 FY27: Third straight profitable quarter, GMV hits record ₹587B

₹21,000 cr shares unlock as IPO lock-ins expire

MobiKwik shares surge 8% after RBI grants offline payment licence

AI Transforms Finance: $1 Trillion Opportunity Emerges Over Next Decade

Mobikwik posts ₹4 crore Q4 profit vs ₹56 crore loss YoY

MobiKwik posts ₹43.8 crore Q4 profit, shares fall 4% on results

MobiKwik Q4 profit jumps to ₹4.38 crore vs ₹56 crore loss YoY

Peak XV Partners exits One Mobikwik Systems for ₹133 crore

Peak XV exits MobiKwik in ₹130-crore block deal after NBFC licence

Peak XV exits Mobikwik in ₹130 cr block deal

MobiKwik shares surge 17% on RBI NBFC license approval

MobiKwik shares surge 15% to 52-week high on RBI NBFC licence approval

Mobikwik shares surge 16% on RBI NBFC approval

MobiKwik gets RBI NBFC approval, launches in-house lending arm

MobiKwik shares jump 12% after RBI NBFC approval for lending arm

Mobikwik shares down 26% from IPO price despite brokerage approval

Mobikwik shares rally 12% after BSE approval for stock broking

Mobikwik shares surge 13% on BSE stock broking approval

MobiKwik subsidiary gets BSE nod for stock broking business