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Muthoot Finance
SectorFinancial Services
Muthoot Finance Limited is India's largest gold financing company, headquartered in Kerala. It provides personal and business loans secured by gold jewelry, primarily to individuals who may not have access to formal credit. The company operates through a network of 5,838 branches across 29 states and union territories. Muthoot Finance has several subsidiaries, including Muthoot Insurance Brokers, Muthoot Homefin, Belstar Microfinance, and Asia Asset Finance PLC. The company offers various gold loan schemes and additional services such as housing finance, personal loans, SME loans, vehicle loans, mutual funds, and money transfer. As of March 31, 2023, Muthoot Finance had a loan portfolio of Rs. 14,381 million. The company is licensed as an NBFC by the Reserve Bank of India and has been in operation for over 70 years, evolving from a family business established in 1939.
In the news
Muthoot Finance sees 150% branch visits boost with AI
Muthoot Finance merges Muthoot Money, creates ₹1.90 lakh crore gold loan giant
Gold Price Rally: Winners, Losers, and the $400 Billion Wealth Effect
Gold Loan Stocks Decline: Manappuram, Muthoot Fall Up to 5%
Gold surge drives Muthoot Finance, Manappuram shares up 11% in 4 days
IIFL Finance Hits New High: Stock Surges 8% on JPMorgan Coverage
Gold tops ₹1.61L, silver nears ₹2.5L on MCX — what's driving rally
Muthoot Finance tumbles 8% on margin compression fears
Muthoot Finance Q1 FY27: Gold Loans Power 43% Profit Surge
Muthoot Finance appoints Alexander George as MD from Oct 1
Muthoot Finance Q1 profit surges 43% to ₹2,825 crore, IDBI Capital bullish
RBI fines Muthoot Finance ₹5.80 lakh for KYC lapses amid strong reserves
Hindustan Zinc, Muthoot Finance gain up to 3% despite softer gold
Gold, silver tumble 3% as Hindustan Zinc drops 5%, Muthoot Finance falls
Muthoot Finance hits 9-month low, down 4% on mixed Q4 results
Gold loan firms hold record 334 tonnes, exceed UK reserves
Gold-linked stocks outperform physical gold in 10-year returns
Muthoot Finance to raise ₹2,000 cr via floating-rate bonds
Muthoot Finance shares fall 6% despite 95% profit jump in FY26
Muthoot Finance: 49% AUM Growth Drives Strong FY26 Performance
Company insights, generated from the most recent coverage.
Q1 FY27 consolidated PAT up 43% YoY to ₹2,825 Cr with AUM growth of 43% — well above street expectations, signaling strong business momentum.
Management guidance that 20%+ yields may become the new normal (up from 18-18.5%) provides a structural tailwind for NIM expansion and profitability.
Guidance to open 200-300 new branches in FY27 (vs 170 in FY26) reflects management confidence in demand and future AUM growth trajectory.