Sign in to fuzzto save your conversations, follow your research and come back anytime.

Jammu and Kashmir Bank Limited is a Scheduled Commercial Bank founded in 1938, operating primarily in Jammu & Kashmir and Ladakh. It serves various customer segments including businesses, government employees, farmers, and corporate clients. The bank offers retail credit products, depository services, and third-party services. It has expanded its presence across India with 1004 branches, 1417 ATMs, and 152 Cash Recycler Machines in 18 states and 4 union territories as of March 31, 2024. J&K Bank is listed on NSE and BSE, and functions as an agency bank for the governments of Jammu & Kashmir and Ladakh. Its product range includes home finance, personal loans, education loans, agriculture lending, and consumer credit.
In the news

Karnataka Bank & J&K Bank: Cheap Valuations, Strong Returns

FIIs Boost Stakes in 3 Banking Stocks in Q1 FY27

J&K Bank crosses ₹3 lakh crore milestone with 20% growth

Karnataka Bank integrates EPFO for digital EPF payments

KBank Tests Ripple Partnership for On-Chain Remittances

KBank Tests Blockchain Remittances with Ripple Partnership

Mukul Agrawal buys 25 lakh shares in J&K Bank amid lender gains

J&K Bank crosses ₹2.90 lakh crore business milestone

J&K Bank gets ₹200 cr GST demand order for TPM transactions

J&K Bank partners with NBFCs for home, gold loan expansion

J&K Bank Q3 profit rises 10.4% YoY to ₹587 crore

J&K Bank's Dr. Pawan Kotwal Completes Tenure as Director
Company insights, generated from the most recent coverage.
Stock trades at P/E of 6.91x and P/B of 1.03x (barely above book value of ₹140.6) — one of the cheapest regional banks in India, attracting value buyers on any positive catalyst.
Over 94% of transactions now digital, recognized with SKOCH Silver Award — successful operational transformation reducing branch dependency and improving customer experience.
Deposits grew 16.7% YoY to ₹1.73 lakh Cr, reversing a 5-year degrowth trend in Q1 — critical inflection point for funding stability.