IDFC First Bank Stock Price - ₹87.50 | Banks

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Company insights, generated from the most recent coverage.

IDFC First Bank's turnaround is evidenced by 247% profit growth and Gross NPA improvement from 5.02% to 3.15%, supported by industry-leading NIM of 5.96%.
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IDFC First Bank's maiden $500 million issuance at 134.5 bps spread reflects a higher risk premium compared to top-tier peers, but establishes a crucial benchmark for future international fundraising.
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The Quarter story

The two most recent quarterly results, compared side-by-side.

IDFC First Bank delivers strong profit growth and cleaner assets, backed by steady deposit inflows and improved operational efficiency.

Profit After Tax rises from ₹463 Cr to ₹1,075 Cr from Q1 FY26 to Q1 FY27 — strong bottom-line recovery

Home Loan Mix drops from 11% to 9% from Q1 FY26 to Q1 FY27 — housing finance demand slows

Gross NPA Ratio improves from 1.97% to 1.51% from Q1 FY26 to Q1 FY27 — robust credit quality

Gross Loans & Advances fall from ₹2,79,428 Cr to ₹1,01,751 Cr from Q3 FY26 to Q1 FY27 — major portfolio restructuring

CASA Deposits grow from ₹1,27,158 Cr to ₹1,58,492 Cr from Q1 FY26 to Q1 FY27 — lower funding costs

Borrowings rebound from ₹37,979 Cr to ₹41,384 Cr from Q3 FY26 to Q1 FY27 — renewed wholesale funding needs

Cost to Income Ratio falls from 68.7% to 57.7% from Q1 FY26 to Q1 FY27 — sharp efficiency gains

MSME Portfolio Mix declines from 9% to 8% from Q1 FY26 to Q1 FY27 — reduced small business focus

Loan Book expands from ₹2,03,954 Cr to ₹3,05,370 Cr from Q1 FY26 to Q1 FY27 — aggressive credit growth

Credit Deposit Ratio falls from 93.4% to 86% from Q1 FY26 to Q1 FY27 — deposit-led balance sheet growth

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In the news

IDFC FIRST Bank raises $3.57B from NRIs via FCNR(B) swap

IDFC First Bank Shareholders Approve Fund Raising Plans

CBI charges 19 in ₹504 cr Haryana fund misappropriation case

IDFC FIRST Bank, IIM Calcutta Launch ₹2 Cr Startup Initiative

IDFC FIRST Bank raises $500M in maiden international debt with BlackRock, Capital Group

Private banks accelerate FCNR(B) rate hikes as August 31 deadline approaches

IDFC First Bank gets first international rating from S&P

Expert Stock Picks: SBI, HUL, Canara Bank, Zen Technologies

IDFC First Bank's ₹646 Crore Fraud: Crisis Management Lessons

IDFC First Bank CEO flies to Chandigarh after ₹646 cr fraud

Mid-tier banks outperform on low-cost deposits in Q1

Mobile banking apps evolve into financial operating systems

IDFC First Bank Hits Record ₹1,075 Cr Q1 Profit, Eyes New Highs

Motilal Oswal raises target price to ₹90 on strong Q1FY27 performance

Q1 FY26-27 Earnings: Banking Divergence, Energy Bets, and Maruti's SUV Gamble

Home Renovation & Addition Guide: Planning, Costs, & Building Right

Financial Education Evolution: From Information to Structured Learning

Experience Economy Reshapes Consumer Finance Amid Market Volatility

IDFC First Bank goes live on EPFO platform for PF payments

IDFC FIRST Bank launches EPFO-integrated PF payment services

IDFC First Bank