City Union Bank Stock Price - ₹234.36 | Banks

‌
‌
‌

Company insights, generated from the most recent coverage.

Stock surged 3.44% to ₹229.89 with volume 73% above average on Aug 31, indicating strong institutional buying ahead of investor events.
Completion of 1:3 bonus issue has improved retail accessibility, contributing to a 20.75% stock rally over the past 3 months.
Participation in Elara India Dialogue on Sep 1 is driving pre-event positioning and near-term bullish sentiment.

‌
‌
‌

The Quarter story

The two most recent quarterly results, compared side-by-side.

City Union Bank shows strong asset quality and margin expansion, though institutional shareholding has shifted significantly.

Gross NPA ratio fell from 2.99% in Q1 FY26 to 1.73% in Q1 FY27 — cleaner loan portfolio reduces credit risk

FPI stake dropped from 27.38% in Q1 FY26 to 9.14% in Q1 FY27 — significant foreign investor exit changes ownership structure

Net interest margin expanded from 3.54% in Q1 FY26 to 3.78% in Q1 FY27 — better pricing power boosts profitability

CEB & charges rose from ₹1,226 Cr in Q1 FY26 to ₹1,737 Cr in Q4 FY26 — rising overheads pressure operating efficiency

Gross advances grew from ₹540,203 Cr in Q1 FY26 to ₹676,454 Cr in Q1 FY27 — steady lending expansion supports top-line growth

Net addition ratio fell from 0.10% in Q1 FY26 to 0.02% in Q1 FY27 — slowing incremental lending growth needs monitoring

Core CRAR recovered from 19.18% in Q3 FY26 to 20.97% in Q1 FY27 — strong capital adequacy ensures regulatory safety

Gold loan share rose from 28% in Q3 FY26 to 30.62% in Q1 FY27 — higher segment concentration increases portfolio risk

Cost of deposits fell from 5.95% in Q1 FY26 to 5.70% in Q4 FY26 — lower funding costs improve net margins

Total interest expenses climbed from ₹9,800 Cr in Q1 FY26 to ₹11,649 Cr in Q1 FY27 — rising funding costs offset margin gains

‌
‌
‌

In the news

Nifty 50 shows bearish trend with 0.1% decline amid mixed signals

City Union Bank Q1: Net profit up 25%, shares fall 5%

Top stocks to buy today: JSW Energy, Biocon, BHEL recommendations

5 Stocks Dominate India's Top Smallcap Funds with ₹8,000 Cr Holdings

City Union Bank offers highest 555-day FD rate at 7.25%

City Union Bank shares fall 23% post 1:3 bonus issue - stock price adjustment

City Union Bank Sets June 12 Record Date for 1:3 Bonus Issue

Fixed Deposit Rates: May 22, 2026 - Complete Bank-wise Guide

City Union Bank MD Vijay Anandh to focus on trust, customer service

City Union Bank Gets Buy Rating with ₹350 Target After Strong Q4

City Union Bank shares hit 6-year high after 65% profit surge

City Union Bank shares surge 6% on 25% Q4 profit jump to ₹360 crore

City Union Bank announces 1:3 bonus issue, ₹2 dividend with Q4 results

MarketSmith India Recommends Blackbuck, City Union Bank

City Union Bank signs Ravindra Jadeja as brand ambassador

CUB appoints Vijay Anandh as new MD & CEO from May 2026

RBI approves Vijay Anandh as new City Union Bank CEO

City Union Bank hits record high, experts eye ₹321 target

Prabhudas Lilladher sets City Union Bank target at ₹310 amid NIM scrutiny

City Union Bank Q3 profit up 16% to ₹332 cr, NPAs improve

City Union Bank