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L&T Finance Holdings Ltd. (LTFH) is a financial holding company registered with RBI as a CIC-ND-SI, offering financial products and services across rural, housing, and wholesale finance sectors. It also provides mutual fund products and wealth management services through its wholly-owned subsidiaries. LTFH is promoted by Larsen & Toubro Ltd. The company's business segments include wholesale finance, housing finance, and rural finance. LTFH was incorporated in 2008 and has since expanded through acquisitions and organic growth. Its key subsidiaries include L&T Finance Ltd., L&T Housing Finance Ltd., and L&T Infrastructure Finance Company Ltd. The company has undergone various corporate actions, including mergers, acquisitions, and capital raising activities to support its growth. LTFH focuses on select products in lending businesses such as rural finance, housing finance, and wholesale finance.
In the news

L&T Finance to add 500 gold loan branches annually

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Company insights, generated from the most recent coverage.
Recent NCD issuances (₹235 Cr at 7.79%, ₹200 Cr at 8.20%) increase debt load, raising concerns about cost of funds rising in a potential rate hike environment.
Gold loan book surged 182% YoY to ~₹3,800 Cr, becoming a key growth driver alongside the planned addition of 500 new branches in FY27.
Promoter group reclassification of Nabha Power Limited from Promoter to Public category creating short-term sentiment overhang despite being procedural.