Kotak Bank Stock Price - ₹421.15 | Banks

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Company insights, generated from the most recent coverage.

CEO appointment clarity could trigger a re-rating to 2.5-2.7x P/B from current ~2.33x, as uncertainty discount is removed and growth trajectory becomes clearer.
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Strong investor confidence and premium valuation support a lower Weighted Average Cost of Capital (WACC), enhancing ability to fund expansion and strategic acquisitions.
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Stock gained 5.54% in last 5 sessions, significantly outperforming HDFC Bank (-1.19%) and Axis Bank (+2.35%), signaling market confidence in the CEO succession process.
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The Quarter story

The two most recent quarterly results, compared side-by-side.

Kotak Mahindra Bank posts strong profit growth and improving asset quality, while managing AUM volatility and microcredit headwinds.

Consolidated PAT grows from ₹272 Cr in Q1 FY26 to ₹4,123 Cr in Q1 FY27, driven by higher fee income and stable margins.

Customer AUM falls from ₹750,143 Cr in Q1 FY26 to ₹103,156 Cr in Q4 FY26, signaling significant asset outflows.

Net NPA ratio falls from 0.34% in Q1 FY26 to 0.27% in Q1 FY27, reflecting consistent credit cleanup.

BSS Sonata Microcredit PAT deteriorates from -₹22 Cr in Q2 FY26 to -₹73 Cr in Q4 FY26, indicating widening operational losses.

Net advances expand from ₹444,823 Cr in Q1 FY26 to ₹512,249 Cr in Q1 FY27, showing steady loan book growth.

CASA ratio dips from 43.3% in Q4 FY26 to 40.3% in Q1 FY27, reflecting a shift toward higher-cost term deposits.

Fee and services income rises from ₹2,249 Cr in Q1 FY26 to ₹9,981 Cr in Q4 FY26, highlighting strong cross-selling momentum.

IPO and QIP distribution value drops from $8.03B in Q3 FY26 to $0.96B in Q4 FY26, showing volatile deal flow.

Gross written premium surges from ₹2,861 Cr in Q1 FY26 to ₹9,207 Cr in Q4 FY26, demonstrating robust policy sales.

Protection segment ROE declines from 20.4% in Q1 FY26 to 9.6% in Q4 FY26, pointing to margin compression.

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In the news

Kotak Bank CEO Succession: Saha vs Kashyap

Kotak Mahindra Bank recommends two internal CEO candidates

Kotak Mahindra Investments CFO Siddarth Gandotra Resigns, Vora Takes Over

Private Banks: Why Strong Profits Couldn't Stop the Rs 1.5 Lakh Crore Selloff

ICICI Bank vs HDFC Bank Q1FY26: Why the Divergence?

Kotak Mahindra Bank: Leadership Shift, Strategic Moves, and Q1FY27 Performance

Kotak Bank's Q1 FY2027: Strong Profits, Margin Worries

India's Private Banks: AI-Driven Workforce Transformation

Kotak's ₹282 Crore Power Move: The Deutsche Bank Acquisition Decoded

Seven Strategic Corporate Moves Reshaping India's Business Landscape in 2026

Kotak Bank's Leadership Challenge: Navigating Vaswani's Exit

Corporate Developments: Vedanta, Honasa, IRCTC, Bajaj Auto, Tata Motors, Kotak, Infosys

PSB Consolidation: The Road to Global Competitiveness

Kotak Mahindra Bank's Strategic Crossroads: IDBI, West Asia Risks, and FY27 Growth

IDBI Bank Privatization: Valuation Gaps and Strategic Calculus

Banking Stocks Under Fire: The Great FII-DII Battle of March 2026

Kotak Q4 FY2026: CASA Surge & Deutsche Deal

Kotak Bank