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Capri Global Capital Limited is a BSE-listed non-deposit taking NBFC focused on financial services. The company operates in segments including MSME loans, Affordable Housing, Gold Loans, Construction Finance, Indirect Lending, and Car Loan Distribution. As of March 31, 2023, it had an AUM of Rs 10320.4 Crore and a network of 736 branches across 15 States and Union Territories. The company provides loans to MSMEs, long-term finance for residential construction, and retail lending. It expanded its product offerings through co-lending partnerships for MSME and Affordable Housing loans. In 2022, Capri Global launched its gold loan business and expanded its car loan distribution footprint. The company primarily serves the North and West India markets, catering to small business owners and the middle and lower-middle-income population for housing finance needs.
In the news

Capri Global shares hit 52-week high after $300M bond issuance

Gold Loan Stocks Fall Up to 5% Despite Capri Global's 40% Growth Target

Capri Global shares fall 3% after ₹74,000 penalty from BSE, NSE

Capri Global Capital gets 'Buy' rating with 23% upside target

Capri Global Capital Q1 profit surges 102% to ₹353 crore, ICRA A1+ rating

Weak monsoon to boost rural gold loan demand: Capri Global

Knack Packaging IPO lists at 10.58% premium, ends with 7.47% gain

Capri Global Capital launches ₹500 cr NCD issue with 9.5% coupon

Capri Global Capital authorises $1 billion GMTN programme

BNP Paribas Acquires ₹54+ Crore Stake in Capri Global Capital

Capri Global Plans $200-300M Dollar Bond Debut

Capri Global CEO Monu Ratra resigns effective Jan 19
Company insights, generated from the most recent coverage.
Trading near 52-week high (₹270.5) after 70% rally in 6 months, suggesting strong momentum but potential valuation stretch.
Stock up 5.11% today on bond news and dividend record date tomorrow (Sep 4), with volume spike of ~70 lakh shares indicating strong participation.
First-ever USD $300M bond issuance oversubscribed 2.3x by 64 international investors, signaling strong global credit confidence and diversifying funding mix.
The Quarter story
The two most recent quarterly results, compared side-by-side.
Capri Global Capital scales assets and profitability while tightening credit standards, though rapid expansion strains capital buffers.
Gold Loan AUM grows from ₹91,049 Cr in Q1 FY26 to ₹191,785 Cr in Q1 FY27, doubling the portfolio while GNPA improves to 0.4%.
CGCL capital to risk-weighted assets ratio declines from 34.5% in Q1 FY26 to 24.7% in Q1 FY27, signaling capital consumption from rapid lending.
Profit after tax rises from ₹1,749 Cr in Q1 FY26 to ₹3,534 Cr in Q1 FY27, reflecting strong operational leverage and margin expansion.
Total borrowings jump from ₹147,509 Cr in Q1 FY26 to ₹276,297 Cr in Q1 FY27, increasing leverage and funding dependency.
Cost-income ratio improves from 51.6% in Q3 FY26 to 45% in Q1 FY27, demonstrating better expense management amid scale.
Undrawn bank lines fall from ₹9,162 Cr in Q1 FY26 to ₹3,819 Cr in Q4 FY26, reducing immediate liquidity headroom.
Consolidated Gross NPA falls from 1.7% in Q1 FY26 to 1.1% in Q1 FY27, showing effective credit risk control across the loan book.
Co-lending income peaks at ₹1,157 Cr in Q3 FY26 before dropping to ₹651 Cr in Q1 FY27, showing partnership revenue volatility.
Housing Finance AUM expands from ₹54,903 Cr in Q1 FY26 to ₹78,142 Cr in Q1 FY27, supported by steady branch network growth.
Credit cost rises from ₹231 Cr in Q3 FY26 to ₹622 Cr in Q1 FY27, reflecting provisioning normalization amid portfolio expansion.