The Delhi Lakshmi Yojana online registration portal has demonstrated exceptional initial response, receiving 33,730+ registrations within 12 hours of its launch on August 1. As per Mint, CM Rekha Gupta announced on X that the portal is fast becoming a 'people's movement for Nari Sashaktikaran'. The Chief Minister stated that "The Delhi Lakshmi Yojana is a scheme that will provide economic empowerment to the sisters of Delhi," emphasizing the scheme's transformative potential for women's financial independence. The registration portal is available at www.dly.delhi.gov.in, enabling applicants to submit forms, upload documents and choose their preferred financial option by linking either a CBDC wallet or a bank account with the scheme.
The Delhi government has officially approved the 'Delhi Lakshmi Yojana' providing eligible women with monthly financial assistance of ₹2,500. Delhi Chief Minister Rekha Gupta launched the online registration portal on Saturday, with the portal scheduled to launch on August 1. As per Mint, CM Rekha Gupta stated that "Today is a celebration of the honour, self-respect, and confidence of millions of sisters in Delhi." The government expects to release the first instalment by Raksha Bandhan, demonstrating the scheme's immediate implementation timeline. The scheme was originally approved as the Mahila Samriddhi Yojana but was renamed to reflect a broader vision of women's dignity, prosperity and economic empowerment.
Under the scheme, women will receive ₹2,500 monthly assistance through two distinct payment options. According to Mint, beneficiaries can choose between two modes - the first option deposits ₹1,000 into a Central Bank Digital Currency (CBDC) wallet for day-to-day expenses, while the remaining ₹1,500 is deposited in a recurring deposit (RD) or fixed deposit (FD) account. The CM clarified that the money transferred to the CBDC Digital Rupee Wallet can only be used to purchase goods and services permitted by the government under a digital 'negative list' that regulates spending to ensure the assistance is used only for essential household needs. Alternatively, beneficiaries can opt for the second payment mode to receive the full ₹2,500 in their recurring deposit (RD) or fixed deposit (FD) accounts to help build long-term savings with interest.
The scheme targets one woman aged 21-60 per household, with priority given to the eldest woman where multiple women qualify. According to Mint, the latest guidelines exclude women with more than three children and those belonging to households with annual electricity consumption of over 2,400 units. Government employees, income tax payers, pensioners, and women owning four-wheelers remain excluded from the scheme. Additionally, applicants with criminal records in their family will be disqualified. The combined family income must be under ₹2.5 lakh to be eligible for the scheme, and applicants must not be pensioners. As per Mint, applicants must submit a self-declaration stating 10-year Delhi residency and be registered voters in the national capital. Only the eldest eligible woman in a family will be allowed to apply, with applicants or their parents or husbands having been residents of Delhi for at least 10 years.
Every application will undergo a four-stage verification process involving the District Programme Management Unit, the District Women and Child Development Officer and the District-Level Approval, Monitoring and Grievance Redressal Committee before approval. As reported by Mint, the verification process will include Aadhaar authentication, Delhi voter registration, family income, electricity consumption, vehicle ownership, pension status and government employment records. False declarations or fraudulent claims would invite recovery of the assistance amount along with legal and administrative action. The scheme operates through a fully digital platform that integrates applications, document verification, eligibility assessment, approvals, PFMS integration, banking services, CBDC transfers, and SMS alerts to ensure transparency and accountability. The verification process will be implemented through the coordinated efforts of the Department of Women and Child Development, district administration, banking partners, PFMS, UIDAI, NPCI, and other technical agencies.
For this initiative, a budget allocation of ₹5,100 crore has been made in the 2026-27 Budget. The scheme will be rolled out initially for a period of three years from the date of implementation, after which it may be extended with necessary changes, according to the CMO. The Delhi government estimates that this ambitious initiative will directly benefit around 17 lakh women initially. As per Mint, the scheme aims to increase women's economic participation, strengthen the financial stability of families and give fresh momentum to women's empowerment in society. The CM stated that "This amount will further strengthen your self-respect, give new strength to your confidence, and stand by you like a reliable support in fulfilling many small and big needs of life." Beneficiaries will also be linked to other government initiatives including the APAAR ID, ABHA ID, Poshan Tracker, immunisation programmes, the Ek Ped Maa Ke Naam campaign, the Swachh Bharat Mission, self-help groups, and skill development and entrepreneurship programmes.
