Piramal Finance

Q1 FY27 net profit surged 67% YoY to ₹461 Cr, with NIM expanding 47 bps to 6.5%.

Cost-to-income ratio improved by 1,300 bps YoY to 52.5%, reflecting significant operational efficiency gains.

Capital Adequacy Ratio stands at 18.85%, well above the 15% regulatory requirement, providing headroom for aggressive retail lending growth.