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Canara HSBC Life Insurance Company
SectorInsurance
In the news
Canara HSBC Launches USD-Denominated ULIP for NRIs via GIFT City
HSBC Ends Fixed Allowances in 2028, Shifts to Wall Street-Style Pay
Canara HSBC Life Insurance: Traditional Products Drive Value Growth
Canara HSBC Life Q2 profit up 5.5% to ₹43 crore; ₹287 cr NCD issue approved
HSBC Plans Major UK Wealth Job Cuts Amid AI Push
HSBC hires Cantor's Paras Jain as global TMT head
HSBC Targets Top 4 Private Bank Status in India by 2030
HSBC raises STOXX 600 target to 680 points on stronger earnings outlook
HSBC, ICICI Lead GIFT City FX Lending with $19.3B Disbursements
Defence Stocks Surge on ₹2.19L Cr Defence Capex, CLSA Sees 35% Upside
HSBC's Anita Mishra moves to London, Sanghvi takes India role
Canara HSBC Life fined ₹1 crore for mis-selling to 88-year-old
HSBC CFO Pam Kaur to step down in 2027 after restructuring role
RBI Conducts 30-Day VRRR Auction to Drain ₹7 Lakh Crore Liquidity
HSBC Mutual Fund Suspends Subscriptions in 3 International Schemes
HSBC Reopens 3 International Funds to Fresh SIPs with ₹2 Lakh Limit
The Quarter story
The two most recent quarterly results, compared side-by-side.
Canara HSBC Life is building value and digital strength, but new-business volume and costs remain volatile.
Embedded Value grew from ₹65,435 Cr in Q2 FY26 to ₹73,828 Cr in Q1 FY27 — the existing business is still creating value
Total APE recovered from ₹5,853 Cr in Q1 FY27 to ₹6,644 Cr in Q2 FY27, but remains far below ₹27,987 Cr in Q4 FY26 — new business volume is still weak
RoEV improved from 17.4% in Q2 FY26 to 19.7% in Q1 FY27 — returns on the value base remain strong
Value of New Business recovered from ₹1,236 Cr in Q1 FY27 to ₹2,658 Cr in Q2 FY27, but remains below ₹6,273 Cr in Q4 FY26 — value creation has not returned to peak
Digital Servicing Ratio climbed from 88% in Q2 FY26 to 99% in Q2 FY27 — customer servicing is now mostly digital
Profits After Tax fell from ₹1,266 Cr in Q4 FY26 to ₹281 Cr in Q1 FY27 — quarterly earnings are under pressure
Protection share in APE mix rose from 6% in Q3 FY26 to 13% in Q1 FY27 — the product mix is shifting toward protection
Total Expense Ratio rose from 18.7% in Q4 FY26 to 20.7% in Q1 FY27 — cost pressure increased
Claim Settlement Ratio stayed strong at 98.85% in Q1 FY27, close to 99% in Q2 FY26 — claims are being settled reliably
61-month persistency fell from 59.2% in Q3 FY26 to 55.3% in Q1 FY27 — long-term policy retention is under pressure
Company insights, generated from the most recent coverage.
Q2 FY27 gross premium grew only 6.88% vs 13% net premium — the gap shows single/limited-pay and top-up flows doing the work, a lower-quality, less sticky growth source.
Block trade of ~1.59 million shares at ₹150 on 24 Sep, above the current ₹142 price, points to institutional or promoter-level distribution capping any bounce.
15-minute RSI at 28.6 and 5-minute RSI at 15.45 with price below 20/50-period SMAs — deeply oversold after a heavy-volume down day, so near-term bounce risk is elevated even as the trend stays down.