Bank of Baroda Stock Price - ₹240.44 | Banks

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Company insights, generated from the most recent coverage.

Q1 FY27 net profit crashed 72% YoY to ₹1,278 crore due to a ₹5,680 crore one-time charge for the NMC Health settlement.
Excluding the one-off NMC charge, adjusted net profit was ₹5,528 crore, indicating underlying business health remains intact.
NIM compressed to 2.77% from 2.89% in Q4 FY26 due to rising deposit costs and lower CASA ratio.

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The Quarter story

The two most recent quarterly results, compared side-by-side.

Bank of Baroda drives strong retail and green lending growth while maintaining healthy asset quality, though quarterly profit volatility and rising retail NPAs warrant monitoring.

Retail advances grew from ₹2,61,479 Cr to ₹3,09,674 Cr from Q1 FY26 to Q1 FY27, expanding consumer credit footprint

Retail NPA rose from ₹5,224 Cr in Q1 FY26 to ₹5,877 Cr in Q1 FY27, indicating deteriorating consumer asset quality

PM Surya Ghar disbursements surged from 81,134 accounts in Q3 FY26 to 1,66,444 in Q1 FY27, accelerating solar financing

Net profit fell from ₹5,616 Cr in Q4 FY26 to ₹1,278 Cr in Q1 FY27, reflecting seasonal earnings volatility

CET1 capital rose from ₹1,30,458 Cr to ₹1,50,434 Cr from Q1 FY26 to Q1 FY27, strengthening core capital buffers

AT1 capital ratio dropped from 1.02% in Q1 FY26 to 0.50% in Q1 FY27, requiring capital buffer monitoring

GNPA ratio improved from 2.28% in Q1 FY26 to 1.99% in Q1 FY27, maintaining healthy asset quality

Kenya GNPA ratio increased from 12.56% in Q1 FY26 to 13.25% in Q1 FY27, signaling persistent East African credit stress

Total deposits climbed from ₹14,60,055 Cr to ₹16,61,941 Cr from Q1 FY26 to Q1 FY27, securing strong funding growth

Net interest margin declined from 2.91% in Q1 FY26 to 2.77% in Q1 FY27, reflecting competitive pricing pressures

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In the news

Bank unions call nationwide strike Sept 11 over 5-day week, PLI scheme

Bank of Baroda recruits 2,482 local language officers with ₹48,480-85,920 salary

Bank of Baroda Launches UPI Global QR Payments for International Visitors

Bank of Baroda Raises $700M in First Overseas Bond Since 2019

Kotak Securities picks 3 stocks for short-term gains

Bank of Baroda Falls 2.1% to ₹244.6, Underperforms BANKEX

HDFC Bank cuts MCLR by 5 bps; Bank of Baroda, Canara Bank raise rates

Bank of Baroda Files ₹300 Cr Cyber Claim After 1TB Data Breach

Bank of Baroda Confirms Email Breach, Files ₹750 Cr Insurance Claim

Q1 FY26-27 Earnings: Banking Divergence, Energy Bets, and Maruti's SUV Gamble

Bank of Baroda Plans Lifestyle Super App Integration

Fixed Deposit Rates: Latest Rates from Top Banks (July 2026)

India's Banking Crisis: The Dangerous Gap Between Loans and Deposits

RBI imposes ₹66.7 lakh penalty on Bank of Baroda, GIC Housing Finance

BoB, BoI, PNB Show 350+ Bps Credit-Deposit Growth Gap

Bank of Baroda's Rs 5,700 Crore NMC Settlement: Strategic Move or Costly Mistake?

Bank of Baroda Q1 Update: Global advances rise 17%, deposits grow 14%

Bank of Baroda settles $600M NMC Health dispute; stock down 23%

Bank of Baroda drops for fifth straight session

BoB-Mizuho partnership announced in Mumbai for M&A financing

Bank of Baroda

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About the company

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