Sign in to fuzzto save your conversations, follow your research and come back anytime.
Aadhar Housing Finance
SectorFinancial Services
Aadhar Housing Finance Limited is an Indian housing finance company focused on the low-income housing segment. Originally incorporated in 1990 as Vysya Bank Housing Finance Limited, it underwent several name changes and mergers before becoming Aadhar Housing Finance Limited in 2017. The company primarily serves economically weaker and low-to-middle income customers, offering small-ticket mortgage loans for residential property purchase, construction, improvement, and extension. It also provides loans for commercial property and loans against property. As of March 31, 2023, the company operates across 20 states and union territories with 469 branches. In June 2019, BCP Topco VII Pte. Limited, controlled by a Blackstone Group private equity fund, acquired a majority stake in the company. Aadhar Housing Finance Limited completed its initial public offering in May 2024, raising Rs 3000 Crore through a combination of fresh issue and offer for sale.
In the news
Aadhar Housing Q1 profit jumps 19% to ₹282 cr, no capital raise needed
Top 10 stocks rated 'Buy' show 17-48% upside potential
Aadhar Housing Finance Outperforms Bajaj Housing with 17% Returns
Aadhar Housing Finance May Rally 29% on ICICI Securities Buy Rating
ICICI Securities recommends Aadhar Housing Finance buy at ₹625
Shalibhadra Finance targets ₹500 cr AUM by FY29 with 22% profit growth
Aadhar Housing targets 20% AUM growth amid wage stagnation
Aadhar Housing Q4 profit jumps 27% to ₹311 crore
Aadhar Housing Finance gets Buy rating with ₹600 target
Aadhar Housing Finance emerges as housing finance stock pick
Aadhar Housing Gets Buy Rating with ₹650 Target Price
Aadhar Housing Finance Restructures Senior Management
Company insights, generated from the most recent coverage.
Q1 FY27 PAT grew 19% YoY to ₹282 Cr but declined QoQ from ₹311 Cr; ROE fell to 14.7% from 17.1%, and Gross NPA ticked up to 1.31% from 1.08%, indicating sequential margin pressure.
Redemption of ₹500 crore NCDs on Aug 17 demonstrates healthy liquidity but raises short-term questions about capital deployment capacity.
Promoter holding dropped significantly from 75.19% to 64.66% between Dec 2025 and Jun 2026, creating a major sentiment overhang due to potential secondary sales.