Kotak Aggressive Hybrid Fund Direct Growth has emerged as a standout performer in the hybrid fund category, delivering exceptional returns across multiple investment periods. The fund has achieved 115.62% returns over 10 years with a total investment of ₹6,00,000 growing to ₹12,93,749. For shorter-term investors, the fund has generated 37.81% returns over 5 years with a ₹3,00,000 investment reaching ₹4,13,440, and 16.31% returns over 3 years with ₹1,80,000 investment growing to ₹2,09,364. The fund currently manages ₹5,85,946 crore in assets with a NAV of ₹77.32 as of July 3, 2026, and maintains a 65:35 equity to debt allocation benchmarked against NIFTY 50 Hybrid Composite Debt Index.
According to reports from Mint, the top aggressive hybrid funds have generated impressive long-term performance across multiple investment periods. Quant Aggressive Hybrid Fund leads with an annualised SIP return of 18.57% over 10 years, followed by Bank of India Mid & Small Cap Equity & Debt Fund at 17.88%. The category demonstrates consistent performance with 17 schemes delivering 12%+ returns over 5-year periods, and 5 schemes achieving 15%+ returns over 10-year horizons. Even the 10th-ranked scheme in the 10-year category generated an annualised SIP return exceeding 13%, suggesting strong long-term wealth creation potential despite maintaining meaningful debt allocations.
Recent data from AdvisorKhoj reveals that aggressive hybrid funds have also delivered strong performance under Systematic Withdrawal Plan (SWP) strategies. A 10-year analysis of 15 hybrid funds shows that several schemes successfully supported ₹5.4 lakh in total withdrawals while maintaining significant corpus growth. The Quant Multi Asset Allocation Fund – Growth topped SWP rankings with 17.58% annualised returns, followed by ICICI Prudential Multi Asset Fund – Growth at 15.65% and Quant Aggressive Hybrid Fund – Growth at 15.46%. Notably, even after withdrawing ₹5.4 lakh through monthly withdrawals, investors retained investment values ranging from ₹19.62 lakh to ₹21.51 lakh at the end of the 10-year period.
As reported by Mint, aggressive hybrid funds maintain a 65-80% equity allocation with the remaining portion invested in debt and money market instruments. Since these funds maintain at least 65% equity exposure, they are treated as equity funds for taxation purposes. The balanced approach aims to generate capital appreciation through equity investments while providing portfolio cushioning during volatile market phases. Unlike diversified equity funds, this hybrid structure allows for more aggressive equity exposure while maintaining some debt protection. Kotak Aggressive Hybrid Fund specifically carries an exit load of 1% for redemptions within 365 days and is rated as Very High risk with a minimum SIP investment of ₹100.
According to Value Research data as of July 4, 2026, the performance rankings show consistent leadership across different time horizons. ICICI Prudential Retirement Fund - Hybrid Aggressive Plan leads 5-year rankings with 17.66% returns, followed by Bank of India Mid & Small Cap Equity & Debt Fund at 16.56%. In the 3-year period, ICICI Prudential Retirement Fund - Hybrid Aggressive Plan tops with 14.70% returns, followed by Quant Aggressive Hybrid Fund at 13.43%. The rankings demonstrate that several schemes maintain their positions across different investment horizons, suggesting consistent performance beyond short-term market movements. Kotak Aggressive Hybrid Fund currently ranks 3rd in 3-year returns at 14.2% and 9th in 5-year returns at 13.9% among hybrid aggressive funds, positioning it among the top performers in its category.
