According to a new report from Juniper Research, cross-border B2B stablecoin transactions are projected to reach $5 trillion by 2035, representing a dramatic increase from $13.4 billion in 2026. The research estimates that business-to-business flows will account for 85% of all stablecoin transaction value by 2035, as enterprise adoption continues to expand beyond retail trading activity. Companies are increasingly integrating these tokens into treasury operations, supplier payments, and cross-border settlements where speed and cost remain critical factors. Juniper Research has launched a comprehensive stablecoin market research suite that provides detailed analysis of this evolving market, enabling stakeholders such as central banks, commercial banks, stablecoin issuers, and payment service providers to understand future growth trends and competitive positioning.
As reported by Juniper Research, stablecoins offer significant advantages over traditional correspondent banking systems by settling on-chain almost instantly, cutting down both processing time and transaction costs. Research Analyst Jawad Jahan noted that "Stablecoins are not replacing payments infrastructure; they are being adopted where the advantages are most pronounced." The report identifies cross-border B2B as the segment where these advantages are greatest, with corporate flows expected to take a clear lead as adoption matures across multiple segments including person-to-person transfers, business payments, consumer transactions, and card-linked usage. Juniper Research's latest research suite includes detailed forecasts for stablecoin usage across all major segments, providing comprehensive data mapping for the future growth of stablecoin transactions.
According to the report, the rapid rise of dollar-backed stablecoins has drawn closer scrutiny from global policy circles, with central bankers warning of potential risks. At a recent seminar in Tokyo, Pablo Hernández de Cos warned that U.S. dollar stablecoins could carry "material consequences" for global economic policy, pointing to concerns around how these assets are structured and redeemed. He noted that major tokens such as USDt and USDC operate in ways that resemble investment products rather than liquid cash, with redemption conditions and fees that differ from traditional money systems.
As reported by Juniper Research, European officials have moved to tighten oversight under frameworks such as MiCA, warning that regulatory gaps could allow issuers to shift operations across jurisdictions during periods of stress. Banks are testing alternatives that keep digital money within regulated systems, with Swiss institutions including UBS launching pilot projects for franc-denominated stablecoins that combine blockchain efficiency with existing financial controls. The report suggests that payment providers and issuers looking to capture this growth will need to focus on enterprise integrations and partnerships tied to treasury management systems. Juniper Research's comprehensive market research suite includes a detailed dataset providing forecasts for stablecoin usage across all major segments and regions, with coverage spanning 8 key regions including North America, Latin America, West Europe, Central & East Europe, Far East & China, Indian Subcontinent, Rest of Asia Pacific, and Africa & Middle East.
