India Shelter Finance Corporation delivered robust financial results for FY26, with profit after tax rising 33% year-on-year to ₹503 crore. According to reports from CNBC TV18, the company's gross assets under management (AUM) grew 29% to ₹11,044 crore as of Q4FY26. For the March quarter specifically, PAT came in at ₹138 crore, up 27% from ₹108 crore in the year-ago period, demonstrating steady growth momentum throughout the fiscal year. The company's networth now stands at ₹3,198 crore as of March 2026, while maintaining a strong liquidity position of ₹2,028 crore.
The company showed significant improvement in asset quality metrics during Q4FY26. 30+ days past due (DPD) improved by 100 basis points quarter-on-quarter to 4.0% as of March 31, 2026, indicating better collection efficiency. Gross Stage 3 assets improved by 29 basis points QoQ to 1.2%, while Net Stage 3 assets improved by 23 basis points to 0.9%. The cost of funds improved by 10 basis points QoQ and 50 basis points YoY to 8.2%, while spreads remained stable at 6.6% during the quarter.
The company maintained healthy profitability ratios, with return on assets (RoA) at 5.9% and return on equity (RoE) at 17.6% for the quarter. As reported by CNBC TV18, these metrics reflect improved operating leverage and asset quality, indicating efficient business operations and strong financial management during the period. The cost of funds improved by 10 basis points QoQ and 50 basis points YoY to 8.2%, contributing to the overall profitability enhancement.
India Shelter Finance Corporation continued its expansion strategy by adding six branches in the quarter and 41 over the full year, bringing total employee strength to 4,800. According to the company's press release, this expansion aligns with their strategic growth plans and strengthens their market presence across key regions. The company disbursed ₹1,040 crore in Q4FY26, demonstrating strong business momentum and operational efficiency.
The board has recommended a final dividend of ₹10 per share (200% of face value), subject to shareholder approval at the upcoming AGM. As reported by CNBC TV18, this dividend declaration reflects the company's strong financial position and commitment to returning value to shareholders. Shares of India Shelter Finance Corporation ended lower on Thursday, April 30, by 1.09% at ₹811.10 on the NSE.
Commenting on the performance, Rupinder Singh, Managing Director and CEO of India Shelter Finance Corporation stated: "We are pleased to share that we have delivered another year of strong and consistent performance, supported by healthy business momentum, improving asset quality, improving operating leverage, and continued strengthening of our franchise." According to the press release, this performance demonstrates the company's ability to maintain growth while improving operational efficiency and asset quality metrics.
