According to reports from Live Mint, Business Today, and Fortune India, Bajaj Finance delivered robust financial results for Q4FY26, with consolidated net profit rising 22% year-on-year to ₹5,465 crore. The non-banking financial company demonstrated strong operational performance during the quarter, as reported by Live Mint. The results were announced on April 29, 2026, after market hours, showing a 37.38% sequential increase from the December quarter's ₹3,977.85 crore. In the same period last year, the NBFC had posted a net profit of ₹4,479.57 crore, as reported by Live Mint. The steady rise in earnings reflects healthy loan growth and stable operating performance, with the company benefiting from lower provisions and steady lending growth during the quarter. Revenue for the quarter increased 18% to ₹21,606 crore, demonstrating strong top-line growth alongside profitability improvements.
As reported by Live Mint, the company announced a ₹6 cash dividend for shareholders, providing a cash reward to investors. This dividend declaration reflects the company's confidence in its financial position and commitment to returning value to shareholders. The dividend announcement was part of the company's broader Q4FY26 earnings disclosure. The board has recommended a final dividend of ₹6 per share (face value ₹1) for FY26, including a special payout of ₹0.60 per share linked to gains from stake sale in Bajaj Housing Finance.
According to Live Mint and Business Today, net interest income (NII) increased 20% year-over-year to ₹11,781 crore in Q4FY26. The NII, which reflects the difference between interest earned on loans and interest paid on borrowings, rose significantly from the year-ago quarter's ₹9,807 crore. This growth demonstrates the company's ability to maintain healthy margins and expand its lending business effectively, supported by strong disbursements and expansion in the loan book. The company's core business continued to drive growth, with assets under management (AUM) up 21% YoY and profit before tax standing at ₹6,484 crore, up from ₹4,904 crore a year earlier, reflecting healthy underlying operating performance.
As reported by Business Today and Fortune India, Assets Under Management (AUM) stood at ₹5,09,975 crore, recording a solid growth of 22% YoY. The continued scale-up highlights strong demand across retail and SME lending segments. Pre-Provision Operating Profit (PPOP) rose to ₹9,408 crore, reflecting a 21% YoY growth, indicating strong operating efficiency and core income momentum. On the provisioning front, the company reported one-time additional Expected Credit Loss (ECL) provisions of ₹142 crore, significantly lower than ₹359 crore in the year-ago period, translating to a 60% YoY decline. Asset quality metrics remained broadly stable, though with slight sequential pressure. Gross Non-Performing Assets (GNPA) stood at 1.27%, compared to 1.18% YoY and 1.21% QoQ, showing improvement on a quarterly basis but a marginal rise annually. Net NPA (NNPA) came in at 0.41%, improving from 0.44% YoY and 0.47% QoQ. The company's impairment on financial instruments fell to ₹1,952 crore compared with ₹2,141 crore in the year-ago period and ₹3,370 crore in the previous quarter, when the company had taken an accelerated provisioning hit.
According to Fortune India, the company announced that Rajiv Bajaj will step down as a non-executive director and will not seek re-election at the upcoming annual general meeting scheduled for July 30, 2026. Rajiv Bajaj, who is the managing director of Bajaj Auto Ltd, held a non-executive role at Bajaj Finance, with no involvement in day-to-day operations. The company's business continues to be led by its management team. Shares of Bajaj Finance ended 0.99% higher at ₹932.80 on Wednesday, with the stock having risen over 2.5% in the past year, outperforming the benchmark Nifty 50, which has declined nearly 1% during the same period. The company maintains strong financial buffers with capital adequacy ratio (CRAR) at 21.55% and liquidity coverage ratio (LCR) over 220%, providing sufficient headroom to support future growth.
