Aye Finance Limited reported a 28% year-on-year increase in Assets Under Management (AUM) to ₹7,329 crore for the quarter ended June 30, 2026, compared to ₹5,721 crore in Q1 FY26. The company also achieved a 4% quarter-on-quarter growth, as reported in its latest exchange filing on July 6. However, disbursements for the quarter stood at ₹1,219 crore, representing a 22% increase year-on-year, though they declined sharply by 26% compared to ₹1,655 crore in Q4 FY26. According to the company's statement, the YoY rise in AUM and disbursals was driven by a 38% YoY increase in onboarding of new customers, signalling strong demand for credit across their target segment.
New borrower additions fell 21% sequentially to 44,736, even as they were 38% higher than the same quarter last year. Total borrowers rose 18% year-on-year to 6,70,570. Asset quality showed marginal improvement with Gross Non-Performing Assets (GNPA) falling 20 basis points to 4.57% from 4.77% in Q4 FY26. PAR X, which captures total overdues across all buckets, stood at 7.08%, down from 7.96% a year ago but slightly higher than the 6.88% reported in Q4 FY26. The company expects this improvement in asset quality to accelerate through FY27, as stated in their latest filing.
On the productivity front, the company's AUM per employee improved 12% year-on-year to ₹0.67 crore, with headcount growing at a slower 14% to 10,891 employees. Collection efficiency on non-overdue accounts remained stable at 99.2% for Q1 FY27. According to the latest market data, Aye Finance shares have surged 63% in the last three months, hitting a 52-week high of ₹184.60 on July 2 after recovering from a 52-week low of ₹88.40 on April 2. The stock opened at ₹164.80 on Thursday and jumped 4.3% to an intraday high of ₹169.20, looking set to snap its four-day losing streak amid positive market sentiment.
