Banks across India will remain closed for four consecutive days from August 25-30, 2025, according to the latest Reserve Bank of India holiday calendar. The extended closure period includes multiple festivals and celebrations, with August 29 being the only working day during this period due to it being the fifth Saturday of the month. August 30 will also see bank closures due to Sunday observance. As per Zee News, banking activities on mobile and internet platforms will remain uninterrupted, though several bank branches will remain closed on account of bank holidays. The RBI calendar shows three regional bank holidays between August 24 and August 30, with physical bank branches closing on up to four days this week in different states. Despite physical branch closures, essential banking services remain operational nationwide during the holiday period, with customers able to continue using UPI or respective bank mobile apps to make payments and receive money.
The closure schedule varies significantly by state and festival, with August 25 seeing banks closed in Kerala and Andhra Pradesh for First Onam/Milad-i-Sherif (Birthday of Prophet Muhammad). August 26 will witness closures across Maharashtra, Karnataka, Madhya Pradesh, Tamil Nadu, Uttarakhand, Telangana, Manipur, Jammu and Kashmir, Uttar Pradesh, Kerala, Delhi, Bihar, Chhattisgarh and Jharkhand for Eid-e-Milad-un-Nabi (Birthday of Prophet Muhammad). August 28 will see closures in Gujarat, Himachal Pradesh, Jammu and Kashmir, Kerala, Madhya Pradesh, Rajasthan, Sikkim, Uttar Pradesh, and Uttarakhand for Raksha Bandhan/Pang-Lhabsol/Friday following Eid-i-Milad-ul-Nabi/Sree Narayana Guru Jayanthi/Ayyankali Jayanthi. As per Zee News, banks will not be closed for all days consecutively in all states or regions, with the closure schedule varying by specific state-observed holidays. The Reserve Bank of India places holidays under three brackets - Holiday under Negotiable Instruments Act, Holiday under Negotiable Instruments Act and Real Time Gross Settlement Holiday, and Banks' Closing of Accounts.
According to the RBI calendar, bank branches will be closed on August 26 in Maharashtra, Karnataka, Madhya Pradesh, Tamil Nadu, Uttarakhand, Telangana, Manipur, Jammu and Kashmir, Uttar Pradesh, Kerala, Delhi, Bihar, Chhattisgarh, and Andhra Pradesh. The RBI matrix marks a holiday on August 26 for its centres in Belapur, Bengaluru, Bhopal, Chennai, Dehradun, Hyderabad, Imphal, Jammu, Kanpur, Kochi, Lucknow, Mumbai, Nagpur, New Delhi, Patna, Raipur, Ranchi, Srinagar, and Thiruvananthapuram. Banks are not marked for an August 26 holiday in RBI centres including Agartala, Ahmedabad, Aizawl, Bhubaneswar, Chandigarh, Gangtok, Guwahati, Itanagar, Jaipur, Kohima, Kolkata, Panaji, Shillong and Shimla. For August 28, branches in Gujarat, Madhya Pradesh, Uttarakhand, Sikkim, Rajasthan, Jammu and Kashmir, Uttar Pradesh, Kerala and Himachal Pradesh will close for Raksha Bandhan. Customers should check with their local branch as holidays can vary by location, as reported by NDTV Profit.
Onam 2025 is a 10-day harvest festival celebrated by Malayalis worldwide, with official state holidays on three or four days starting from Onam Eve (Uthradom) to the Third Onam Day. Milad-i-Sherif 2025 commemorates the birthday of Prophet Muhammad and is celebrated for two additional days depending on states and regions. Thiruvonam 2025 marks the pinnacle of Onam celebrations in Kerala, with houses adorned with intricate floral carpets called Pookkalam. Raksha Bandhan 2025 is a Hindu annual rite central to the festival of the same name, while Pang-Lhabsol 2025 is unique to Sikkim, commemorating the consecration of Mt. Khangchendzonga as the guardian deity of the state. As per NDTV Profit, Eid-E-Milad 2025 is observed on 12th Rabi al-Awwal and commemorates the birth anniversary of Prophet Muhammad, with the festival being observed across multiple states and Union Territories.
Despite physical branch closures, essential banking services remain operational nationwide during the holiday period. Customers can continue using UPI or respective bank mobile apps to make payments and receive money, with these services generally operating round the clock. NEFT/RTGS transfer forms, demand draft request forms and cheque book forms can also be used for fund transfers. Online banking services continue to be available, though they may occasionally be unavailable during scheduled maintenance. ATMs remain open 24/7 across all cities, allowing customers to use debit and credit cards without any hassle. However, transactions that require branch visits may be impacted in Kochi and Thiruvananthapuram, including deposits or withdrawals of lump-sum amounts, cheque-related services, account opening, loan applications, fixed deposits, and KYC processes. As per NDTV Profit, customers can still use ATMs for cash withdrawals, and online banking services including internet banking, mobile banking apps and UPI will continue to work during the holiday period. Saturday, August 29 offers a brief window of opportunity as it is a fifth Saturday, with branches remaining open as normal despite the RBI's usual closure rule for second and fourth Saturdays.
