UGRO Capital Stock Price - ₹84.89 | Financial Services

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The Quarter story

The two most recent quarterly results, compared side-by-side.

Ugro Capital drives strong lending growth and profitability, but rising credit costs and investor exits warrant close monitoring.

Net Disbursements grew from ₹1,599 Cr to ₹2,551 Cr from Q1 FY26 to Q1 FY27 — demonstrating strong lending momentum

Credit Cost as a % of Avg On Book AUM spiked from 1.3% to 2.8% from Q3 FY26 to Q1 FY27 — warning of rising provisioning needs

PAT climbed from ₹34 Cr to ₹67.9 Cr from Q1 FY26 to Q1 FY27 — confirming robust profitability growth

GNPA edged up from 2.2% to 2.6% from Q3 FY26 to Q1 FY27 — requiring close asset quality monitoring

Cost of Borrowings declined from 10.55% to 10.14% from Q1 FY26 to Q1 FY27 — easing funding pressure

Business Loan GNPA jumped from 3.9% to 5.3% from Q2 FY26 to Q3 FY26 — signaling segment-specific credit stress

Active Customers expanded from 205,000 to 275,000 from Q1 FY26 to Q3 FY26 — widening the user base

Cost to Income Ratio worsened from 55.7% to 58.1% from Q1 FY26 to Q3 FY26 — reflecting rising operational inefficiency

Portfolio Yield rose from 17.5% to 18.1% from Q1 FY26 to Q1 FY27 — indicating stronger pricing power

Finance Cost climbed from ₹205 Cr to ₹289 Cr from Q1 FY26 to Q1 FY27 — reflecting higher debt servicing burden

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In the news

Ugro Capital Q1 profit surges 78% to ₹607 crore on GROx growth

UGRO Capital dismisses IiAS concerns over MD compensation

UGRO Capital Q4 profit surges 26% YoY to ₹51 crore

Patni Family Office builds 5% stake in UGRO Capital

UGRO Capital approves ₹205 crore NCD issuance via private placement

UGRO Capital targets 1.25% funding cost reduction by FY27

UGRO Capital Q3 profit jumps 23% to ₹46.3 cr, AUM grows 40%

MSME lending needs performance-based guarantees, says UGRO Capital chief

UGRO Capital Board Approves Profectus Merger, Boosts Liquidity