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PB FinTech
SectorFinancial Services
PB Fintech Limited, formerly Etechaces Marketing and Consulting Private Limited, is an Indian company providing online marketing and IT consulting services for the financial services industry, particularly insurance. It operates Policybazaar, India's largest digital insurance marketplace, and Paisabazaar, a platform for lending products. The company expanded to the United Arab Emirates in 2018 through its subsidiary PB Fintech FZ-LLC. In 2021, PB Fintech Limited became publicly listed on the BSE and NSE. The company's services include insurance brokerage, online marketing, and support for various financial products. Its platforms, Policybazaar and Paisabazaar, cater to consumers with diverse financial needs, offering insurance and personal credit products respectively.
In the news
PB Fintech Stock Hits 32-Month Low After IRDAI Commission Caps
PB Fintech Crashes 48% in 6 Sessions, Hits IPO Price
Sensex rises 0.43% to 73,895; Whirlpool surges 5.87% on major order
Insurance Sector Reforms Hit PB Fintech, Turtlemint Stocks
Insurance Stocks Crash: IRDAI Reforms Hit PB Fintech, HDFC Life
IRDAI’s Commission Crackdown: Why PB Fintech Crashed While SBI Life Stood Firm
PB Fintech Crashes 43% in Four Sessions as IRDAI Reforms Hit
Regulatory Shocks: When Rules Rewrite Stock Prices
IRDAI Pushes LIC, SBI Life to Seek Further Cost Efficiency - Economic Times
IRDAI commission cuts face industry pushback amid market decline
PB Fintech Faces 38% Earnings Hit Despite Bernstein's 99% Upside View
SENSEX crashes 1,248 points, NIFTY50 hits 118-session low on US yields
PB Fintech shares fall 6% amid market volatility
PB Fintech CEO gets ₹236 cr ESOPs in FY26, down 63%
SAMCO Securities picks 5 stocks amid ₹49 lakh crore market cap wipeout
Market Experts Share Buy, Sell & Hold Recommendations
PB Fintech shares rise 2.00% to ₹1,782 on strong Q1 performance
PB Fintech Q1 FY27 Results: Net Profit Nearly Doubles to ₹163 Crore
PB Fintech Shares Rise 2% Despite Strong Q4 Results
PB Fintech shares rise 3% after HDFC MF raises stake to 5.02%
The Quarter story
The two most recent quarterly results, compared side-by-side.
Core insurance marketplace drives steady premium growth and expanding margins, while lending activity contracts and new initiatives remain cash-intensive.
Insurance Marketplace Premium grows from ₹6,616 Cr to ₹8,372 Cr from Q1 FY26 to Q1 FY27 — steady top-line expansion
Lending Disbursals fall from ₹7,003 Cr to ₹4,366 Cr over five quarters — sharp credit contraction
Renewal Revenue climbs from ₹725 Cr to ₹950 Cr across five quarters — strong policy retention
Loan Disbursal ARR drops from ₹40 Cr to ₹17.5 Cr from Q3 FY26 to Q1 FY27 — slowing lending momentum
PAT Margin expands from 6% to 9% from Q1 FY26 to Q1 FY27 — improving profitability efficiency
Credit Renewal Revenue declines from ₹135 Cr to ₹4 Cr across the period — severe portfolio churn
Core Online Premium rises from ₹4,532 Cr to ₹5,755 Cr over four quarters — consistent marketplace growth
New Initiatives Disbursals drop from ₹6,570 Cr to ₹0 Cr from Q2 FY26 to Q1 FY27 — complete lending pause
Insurance Renewal Revenue grows from ₹590 Cr to ₹946 Cr across the period — reliable recurring income
Core Online Adjusted EBITDA falls from ₹605 Cr to ₹222 Cr from Q2 FY26 to Q1 FY27 — sustained margin compression
Company insights, generated from the most recent coverage.
PB Corporate business grew 140% in Q4 FY26, giving an employer-sponsored channel that does not depend on retail distributor commissions.
Management has stated the new commission structure applies only from April 1 (FY28), so FY27 earnings are contractually unaffected — this is what let the stock re-rate on results despite the regulatory cloud.
Today's +6.21% to ₹1,036.80 is a relief bounce off a ₹972 intraday low after a 36-48% crash — with the stock still down 43.5% over one month, the bounce reflects bargain hunting rather than full removal of regulatory risk.