SBI PSU Fund has delivered exceptional returns for systematic investment plan investors, turning a ₹5,000 monthly SIP into ₹5.27 lakh over five years till July 13, 2026. According to ACE MF data, the scheme generated an annualised return of 24.44% during this period, significantly outperforming its benchmark BSE PSU - TRI. The scheme's direct plan currently ranks No. 1 in its category for five-year performance, demonstrating consistent long-term capital appreciation potential.
As of July 13, 2026, SBI PSU Fund's Net Asset Value (NAV) was ₹38.50, according to the latest data. The scheme has shown volatility in recent periods, touching a 52-week high NAV of ₹41.33 on February 26, 2026, and a 52-week low NAV of ₹33.41 on August 31, 2025. The scheme's Assets Under Management (AUM) reached ₹12,71,425 crore as of June 30, 2026, and is currently managed by Rohit Shimpi since its launch on January 2, 2013.
SBI PSU Fund maintains a 78.46% allocation towards large-cap stocks, 12.14% towards midcap companies, 5.93% towards small-cap stocks, and 3.46% in others as of June 30, 2026. The scheme's top 10 holdings include State Bank of India at 16.64%, GAIL (India) at 9.90%, Bharat Electronics at 8.74%, and Power Grid Corporation at 8.54%. The fund also invests in debt and money market instruments issued by public sector undertakings and their subsidiaries.
The scheme has demonstrated strong performance across different investment horizons, with 3-year returns of 27.14% compared to the benchmark's 23.83%. Over a 10-year period, the scheme generated 11.87% returns against the benchmark's 7.3%. However, the fund experienced volatility during the COVID-19 period, recording a negative 32.58% return between February 20, 2020, and March 23, 2020. The scheme also showed strong performance between June 2023 and June 2024, delivering 116% returns compared to the benchmark's 123.35%.
As a thematic fund focused on public sector undertakings, SBI PSU Fund is subject to sector-specific risks. According to the scheme's performance data, the fund has experienced negative returns of 1.24% over the past three months but maintains strong one-year returns of 8.75%. The fund's performance is closely tied to the PSU sector's performance, making it vulnerable to sector-specific challenges. Investors should consider this thematic approach carefully and consult with SEBI-approved financial advisors before investing in such schemes.
