On Dhanteras 2026 (November 6), gold rates in Delhi show 24 karat gold at ₹14,618 per gram, 22 karat at ₹13,401 per gram, and 18 karat at ₹10,968 per gram, according to GoodReturns data. The latest gold rate data shows 22k gold at ₹13,385 per gram across major cities including Delhi, Mumbai, Chennai, Kolkata, Trivandrum, Hyderabad, and Bengaluru, representing a notable surge from the previous day's rates of ₹13,090 per gram. Gold prices have witnessed a notable surge as MCX gold rose ₹6,400 per 10 grams and silver gained ₹11,231 per kg in recent trading sessions, with global gold crossing $4,100 per ounce for its biggest single-day gain since mid-August. The 10-gram ornament cost can reach up to ₹1.7 lakh once making charges and GST are added, making the choice of purity and making charges critical for buyers.
Quick-commerce platforms are offering significant discounts on gold and silver coins during Dhanteras 2026. Blinkit lists gold coins from Joyalukkas, Muthoot Exim, and MMTC-PAMP, as well as 999-purity silver coins, with discounts reaching up to 77%. The highest discount of 77% is available on the MMTC-PAMP Lakshmi Ganesh silver coin weighing 10g, while among gold coins, the MMTC-PAMP 0.5g Lotus design coin carries the highest discount of 71%. Swiggy Instamart also offers gold and silver coins from established brands including Kalyan Jewellers, Mia by Tanishq, Malabar and Giva, with the Kalyan Jewellers 10g Lakshmi silver coin carrying the highest listed discount of 78%. As per Mint, a 1-gram gold coin can cost around ₹14,000– ₹30,000, depending on the brand, purity and prevailing gold prices, while a 10-gram silver coin featuring Lakshmi-Ganesha or other festive designs can cost approximately ₹3,000– ₹10,000.
As reported by Mint and Goodreturns, Malabar Gold & Diamonds is offering up to 30% off on value addition charges for gold, uncut and gemstone jewellery, along with up to 30% off on diamond value. The main offer is valid from 9 October to 15 November 2026, while four additional offers are valid from 2 November to 8 November 2026. The retailer provides gold rate protection under its price-lock facility, allowing customers to book jewellery by paying 10% of a particular gold rate, with benefits for both price increases and declines. Customers can also pay 10% in advance to book Dhanteras jewellery and receive a free silver coin, with final purchase charged at the lower of the booked or prevailing gold rate. The company is also offering up to ₹4,000 cashback on SBI credit card payments during this festive season.
According to Mint and Goodreturns, Joyalukkas is offering a flat 50% discount on making charges for gold, diamond, platinum, gemstone, and silver jewellery, as well as gold and silver bullion. The offer is valid from 9 October to 8 November 2026 on its India website and mobile app purchases. Customers can pay 10% in advance to benefit from guaranteed gold rate protection, and the retailer provides 0% deduction on old gold exchange, allowing customers to sell old gold jewellery purchased from any jeweller and receive cash within 15 minutes through its valuation process. The company is also offering 100% off on diamond jewellery during Dhanteras, along with 50% off on silver jewellery this Diwali.
As reported by Mint and Goodreturns, Tanishq's festive offer is valid from 10 October to 8 November across Tanishq and Mia stores, as well as its website and app. Eligible gold jewellery, including plain gold, mangalsutras, Kundan, Polki, stone-studded and Mia collections, attracts a shagun discount of ₹301 per gram on making charges. Eligible diamond and studded jewellery attracts discounts of up to 35% on diamond value and making charges, depending on the purchase slab. The retailer offers 0% deduction on eligible old gold of 22 karat and above, while gold of 9-18 karat attracts a 2% deduction, applicable across India except Tamil Nadu and excluding gold coins, silver items, silver coins, loose diamonds and stones. Group A jewellery receives 0% to 20% discount on making charges, with the highest 20% discount on jewellery amounting to above ₹18 lakh. Group B jewellery attracts 20% to 35% regular discounts, with the lowest 20% offer on jewellery valuing up to ₹1.99 lakh and highest 35% off on jewellery above ₹15 lakh. Group C jewellery receives 5% to 12% regular discounts based on carat band, with a 12% discount on A (0.30-0.99) carat, 9% on B (1-2.29) carats, and 5% on C (2.3+) carats.
According to GoodReturns analysis, gold-making charges vary significantly across jewellers, with Tanishq's charges ranging from 8% to 28% of gold value, Malabar Gold & Diamonds imposing 13-26%, GRT Jewellers up to 15-20%, Kalyan Jewellers 5-37%, Joyalukkas 7-60%, PNG Jewellers 9-23%, Senco Gold 3-30%, and Candere 40-45% of the gold value. Making charges also differ by jewellery type, with Tanishq charging 19.5% for rings, 27.5% for earrings, 23.5% for bangles, and 23.5% for mangalsutra. Malabar Gold maintains consistent 16.9% across all categories, while Kalyan varies from 7-32% for rings, 28-37% for earrings, 28-37% for bangles, and 27-59% for mangalsutra. Joyalukkas shows 7-60% for rings, 35% for earrings, 23-31% for bangles, and 27-59% for mangalsutra. Using a practical example of ₹1.30 lakh worth of 10 grams gold jewellery at ₹13,000 per gram, making charges of 10% would add ₹13,000, 15% would add ₹19,500, 20% would add ₹26,000, 25% would add ₹32,500, and 30% would add ₹39,000 before GST. The final bill including GST at 3% (₹4,680) would range from ₹1.60 lakh to ₹1.69 lakh, demonstrating how making charges significantly impact the final buying value of gold jewellery. For 10 grams of 22 karat jewellery at ₹13,401 per gram with a 12% making charge, the total cost would be ₹1,54,594, while at 18% making charge, it would reach ₹1,62,876, representing a difference of ₹17,944 or approximately 12% of the cheaper bill.
