Credit card issuers are offering substantial discounts on travel bookings during Diwali, with Kotak Mahindra Bank leading at up to ₹20,000 in instant discounts on MakeMyTrip through select credit cards. According to data compiled by BankBazaar as of October 24, 2026, HDFC Bank provides up to ₹9,000 off flight bookings on MakeMyTrip through EASYEMI, while ICICI Bank offers up to ₹10,000 off international flights on MakeMyTrip using credit card EMI with a minimum purchase of ₹10,000. SBI Card advertises discounts of up to ₹10,000 per card on eligible Air India EMI transactions, and Axis Bank provides up to 12% off flight bookings through Yatra with hotel discounts of up to ₹5,000 on EMI transactions. Flipkart has also joined the travel discount bandwagon, offering up to 20% off on first ticket booking for new users and 15% discount on domestic flights with up to 17% off on international ticket bookings. The platform also provides ₹450 add-on for flexible booking and cancellation with zero cancellation fees.
Electronics purchases are attracting significant discounts across major retailers, with SBI Card offering up to ₹16,000 at Bajaj Electronics on a minimum transaction of ₹20,000. As reported by BankBazaar, HDFC Bank provides an instant discount of up to ₹15,000 at Vijay Sales through EASYEMI, while ICICI Bank offers a 5% discount at Reliance Digital, capped at ₹12,500 on a minimum purchase of ₹10,000. At Aditya Vision, SBI Card provides discounts capped at ₹8,000 on a minimum purchase of ₹25,000, and Axis Bank offers a 10% instant discount on Amazon, capped at ₹1,250 on non-EMI transactions and ₹1,750 on eligible EMI transactions. Flipkart is offering 60-90% off on electronics and fashion during their Big Shopping Utsav sale, with up to 80% off on premium TV store and ₹7,000 exchange offer plus 10% bank discount. The platform also features exclusive deals like up to 45% off on Oppo mobile phones and up to 75% off on storage devices.
Online shopping platforms are featuring varied discounts across different card issuers, with ICICI Bank advertising a 10% discount on Amazon, capped at ₹11,250 on a minimum purchase of ₹2,490. According to BankBazaar, SBI Card offers a 10% instant discount on Amazon for eligible EMI transactions of at least ₹2,490, with the maximum discount capped at ₹49,250 per card. Kotak Bank provides a 20% instant discount on District, capped at ₹10,000, and Kotak Solitaire credit cards offer a 12.5% discount on Tata Cliq, capped at ₹1,000 on a minimum transaction of ₹3,000. HDFC Bank cardholders can access accelerated rewards on eligible e-voucher purchases through platforms including Myntra, Ajio, Croma and Flipkart. Flipkart is hosting their Big Shopping Utsav sale with 60-90% off on electronics and fashion plus extra 10% off with HDFC, running until November 30, 2026. The platform also offers up to 80% off on mobile accessories including chargers, cables, and ring lights.
Beyond shopping discounts, HDFC Bank advertises loans against credit cards of up to ₹1 crore, along with flat processing fees, a gift voucher of up to ₹500 on loan disbursal and a cash facility beyond the credit limit. As reported by BankBazaar, these offers are subject to respective eligibility conditions, and cardholders should verify whether specific products, card variants and transactions qualify before making purchases. The maximum advertised discount may not be available on every card or purchase, with minimum transaction amounts, eligible card variants, EMI requirements and other terms and conditions applying across different offers. Flipkart provides priority customer support and gift cards available on various platforms like Zingoy with 1-year validity. The platform offers free delivery on F-assured items for Plus members with no minimum value requirements, while non-Plus members pay ₹40 delivery charges.
