
The Securities and Exchange Board of India (SEBI) has reversed its ban on children's and retirement mutual funds within a month of the initial announcement. According to reports from The Economic Times, the regulator had initially implemented the ban on these specialized fund categories, but has now reversed course following stakeholder feedback and market concerns. The quick reversal has provided relief to investors who were concerned about the impact on their existing systematic investment plans (SIPs).
The rapid reversal of the ban has provided relief to investors who were concerned about the impact on their existing systematic investment plans (SIPs). As reported by The Economic Times, the decision comes after weeks of stakeholder engagement where the regulator listened to market participants' concerns about the ban's implications for retirement planning and children's savings strategies. The reversal specifically protects existing SIPs that were already invested in children's and retirement mutual funds before the ban was announced.
The reversal specifically protects existing SIPs that were already invested in children's and retirement mutual funds before the ban was announced. According to The Economic Times, investors who had established SIPs in these fund categories will not be affected by the regulatory change, ensuring continuity for their long-term investment plans. The decision demonstrates SEBI's solution-oriented approach to regulatory changes, reflecting the regulator's willingness to listen to market feedback and adjust policies based on stakeholder concerns.
DSP Value Fund currently trades at ₹23.867 as of July 13, 2026, with an AUM of ₹1,975 crores. The fund has delivered 16.81% average annual returns since inception and maintains a 5-year track record with an expense ratio of 2.56%. The fund's top holdings include Mahindra & Mahindra Ltd. (3.32%) and HDFC Life Insurance Co Ltd. (2.21%). With a Sharpe ratio of 0.99 and beta of 0.65, the fund demonstrates stable performance with lower volatility compared to market benchmarks.