According to reports from Mint, Bank of India Flexi Cap Fund has delivered the highest year-to-date return at 8.39% in 2026, significantly outperforming the category. Taurus Flexi Cap Fund follows closely with 6.94% returns, narrowly ahead of ITI Flexi Cap Fund at 6.92%. The top five performers also include 360 ONE Flexicap at 6.70% and Quant Flexi Cap Fund at 6.01%. In contrast, several established schemes have faced significant declines, with Sundaram Flexi Cap Fund falling 10.41% YTD, followed by Tata Flexi Cap Fund at -9.76% and Franklin India Flexi Cap Fund at -9.14%.
As reported by Mint, Bank of India continues to top the three-year rankings with an annualised return of 18.68%, maintaining its leadership position. ITI Flexi Cap Fund follows closely at 18.15%, while Motilal Oswal Flexi Cap Fund ranks third with 17.58%. 360 ONE Flexicap and Invesco India Flexi Cap Fund complete the top five with returns of 16.87% and 16.32% respectively. Notably, Motilal Oswal has returned 3.23% YTD but ranks third over three years, demonstrating how short-term performance can differ considerably from longer-term records.
According to Mint data, Bank of India Flexi Cap Fund leads the five-year ranking with an annualised return of 15.98%. HDFC Flexi Cap Fund follows at 15.15%, followed by JM Flexicap Fund at 14.19%. ICICI Prudential Flexicap Fund and Quant Flexi Cap Fund complete the top five with returns of 13.94% and 13.42% respectively. The five-year performance highlights the importance of long-term perspective, as HDFC Flexi Cap Fund is down 5.18% in 2026 but has delivered strong five-year returns. Similarly, JM Flexicap has returned only 0.35% YTD but maintains a 14.19% five-year annualised return.
As reported by Mint, the comparison demonstrates that Bank of India Flexi Cap Fund is the clear standout because it leads across all three periods, indicating consistent performance across different market cycles. Quant Flexi Cap Fund also features consistently, ranking among the top five on both YTD and five-year measures with a 14.89% annualised return over three years. The analysis emphasizes that recent underperformance does not necessarily mean a fund has a weak long-term record, with HDFC, JM, and ICICI Prudential being examples of funds with modest 2026 returns but strong five-year performance. For investors, the key takeaway is to examine performance across multiple time periods rather than choosing a flexi-cap fund solely based on latest return charts, while noting that past performance does not guarantee future returns.
