According to reports from SoSoValue, XRP is currently trading around $1.41 as of May 2026, with an approximate market capitalization of $87.25 billion and more than 61.8 billion tokens in circulation. The cryptocurrency has recorded positive inflows in 13 of the first 19 weeks of 2026, bringing this year's total to nearly $157 million in spot ETFs. Assets under management have already reached $3.87 billion, indicating growing institutional interest in the asset. However, recent market data shows XRP has climbed only 7% over the past month, significantly lagging Bitcoin's 19% monthly gain. The XRP price has been stuck between $1.30 and $1.45 since February, with $1.45 rejecting every breakout attempt. As per Vincent Van Code, who recently used AI models to predict XRP's path, the coin has entered a recovery phase after a bearish Q1 that dragged it from above $2 to around $1.33.
XRP trades above $1.41, holding marginally above the 50-day Exponential Moving Average (EMA) at $1.41, which offers initial trend support but is still well beneath the 100-day and 200-day EMAs at $1.50 and $1.74. This configuration hints at a neutral-to-mildly constructive near-term bias, with the pair attempting to stabilize within a broader corrective context. The Relative Strength Index (RSI) around 52 on the daily chart suggests balanced momentum after the latest pullback, while the Moving Average Convergence Divergence (MACD) histogram has inched back above the zero line, hinting at a tentative recovery in buying pressure. Immediate resistance emerges at the descending trendline break area near $1.45, where prior rallies have struggled, followed by the 100-day EMA at $1.50 and then the more distant 200-day EMA at $1.74. On the downside, the 50-day EMA at $1.41 is the first level to watch as short-term support, with a clear daily close below this floor exposing deeper retracement.
CW analysts expect XRP to print a second consecutive green 3-week candle, with projections for a larger bullish candle in the following period if momentum holds. The RSI line has crossed above the RSI-based MA line, signaling returning strength on higher timeframes after weeks of pressure. According to CoinCentral, XRP price continues to hold key support levels as consolidation persists on the 3-week chart, with momentum indicators now favoring buyers. The asset printed its first green 3-week candle in late March after three bearish closes, and since then, price action has remained steady and supports expectations of another bullish close. Analysts project a measured move toward $20 if the price clears the $3.35 barrier, representing a 1,318% rise from current levels.
Software engineer Vincent Van Code has used AI models to predict XRP would trade at $500 by 2035, representing a 354.6x move from current levels. His prediction comes from AI models like Grok, with his belief tied to four key assumptions: the CLARITY Act passes, Ripple expands globally, U.S. crypto regulations stay favorable, and the XRP Ledger rolls out quantum-resistant upgrades by 2028. The projection assumes the U.S. financial system undergoes major changes over the next decade, with XRP becoming a middle layer for banks, payment companies, and institutions. XRP's market cap would reach approximately $31 trillion at $500, which is 11.5x larger than the current crypto market cap of $2.69 trillion. This would make XRP roughly 20 times Bitcoin's current market cap and would require Ripple's payment network to process between $12-20 trillion in annual volume. Vincent's model mapped a year-by-year path rather than a one-off extreme rally, with his simulations across ChatGPT, Grok, and Google Gemini putting XRP's price at a range of $2-$3.50 by year-end with a 50% chance of reaching that price range.
US-listed XRP spot ETFs recorded increasing inflows from Monday's $3.87 million, Tuesday's $11.28 million and Wednesday's $13.03 million, with cumulative inflows now averaging $1.32 billion and net assets under management at $1.11 billion. The Crypto Fear & Greed Index holds at 47 on Thursday, marginally up from 46 the day before, reflecting rising market sentiment. The derivatives market shows increasing strength, with futures Open Interest rising to $2.61 billion on Thursday from $2.59 billion the previous day, though this remains well below the peak of $10.94 billion reached in July when XRP hit a record high of $3.66. According to market analysis, two key factors will determine XRP's next move: whether Bitcoin clears the $85,000 resistance and whether the CLARITY Act markup happens before May 21. If both conditions are met, XRP could hit $1.65-$1.70 by the end of May and potentially rally above $2 by June. However, without the CLARITY Act, institutional buying may not materialize to absorb the overhead supply clustered above the $1.45 resistance level.
