Monica Long, Ripple's President, will appear at XRP Seoul 2026 during Korea Blockchain Week on October 3, emphasizing Korea's significance as a major XRP trading market. The event will gather XRP holders, builders, and projects to discuss XRP Ledger growth, institutional adoption, and real-world applications. Ripple's expanding activities in Korea include custody deals, tokenized bonds, and developer programs, reinforcing its ecosystem. Long's presence aims to clarify Ripple's strategy connecting XRP's utility with its broader business developments, as the company continues to strengthen its position in the Asian market.
XRP has established a clear advantage in stablecoin adoption, with the XRP Ledger holding close to $1 billion in stablecoins, led by Ripple's own RLUSD, which now plugs into Mastercard's settlement network. This represents nearly three times Stellar's stablecoin pile and is growing the fastest of any major blockchain, up close to 9% in just the past week. However, when it comes to tokenized assets, Stellar holds about $3 billion in tokenized assets like U.S. Treasuries and money market funds, while the XRP Ledger holds around $330 million. The gap is widening, with Stellar's tokenized assets up about 21% over the past month while the XRP Ledger's shrank around 18%. Despite this, XRP is worth roughly 11 times more than Stellar, with the XRP Ledger actually running more tokenization projects at 302 against Stellar's 68, though Stellar has far more participants with nearly 17,800 users versus just over 150 on XRP.
Despite the price decline, XRP continues to attract positive fund flows that contrast sharply with other major cryptocurrencies. On June 26, XRP ranked first in single-day net inflows at approximately $15.63 million, while spot Bitcoin ETFs experienced about $444.51 million in outflows and Ethereum funds lost around $12.85 million. The weekly trend remains particularly strong, with XRP spot ETFs posting seven straight green weeks and roughly $144.69 million in net inflows over that period. This compares favorably to Bitcoin ETFs, which recorded approximately $7.73 billion in outflows over the same seven-week stretch, and Ethereum ETFs, which lost around $1.18 billion. The latest data shows XRP's next move largely depends on whether buyers continue defending the current support region, with the rebound above $1.06 potentially strengthening if investors maintain buying pressure around this level where more than 830 million XRP previously changed hands.
XRP has secured significant regulatory advantages that Stellar cannot match, with regulated spot XRP ETFs having pulled in around $1.47 billion on U.S. exchanges since launching in late 2025, giving big investors an easy on-ramp that Stellar can't offer yet. However, prediction markets now assign a 42% chance that the CLARITY Act, which would legally classify XRP as a digital commodity, will pass in 2026, down from about 73% earlier this year. The CLARITY Act, the bill that would lock in XRP's status as a commodity, has cleared the House and a Senate committee but is still waiting on a full floor vote. If the bill passes this year, XRP is expected to see billions in institutional flows as the CLARITY Act would clear the regulatory overhang holding the token back. In contrast, Stellar's moment comes if the DTCC deal goes live in 2027 and those securities really start trading and settling on-chain, rather than just being issued and left there.
Network activity metrics are showing signs of recovery, with analyst Ali Charts reporting that daily active addresses have risen from approximately 23,000 on June 14 to nearly 39,500, indicating higher on-chain participation. Technical analysis reveals potential bullish reversal signals, including the Tom DeMark Sequential indicator printing a '9' buy signal and the formation of a Morning Star Doji pattern over the past three daily sessions. If buying volume increases from current levels, analysts suggest XRP could move toward the $1.30 zone, which aligns with earlier resistance areas from recent price action. The technical setup requires XRP to hold above $1 to avoid deeper technical breakdown, with strong moves above $1.12 and $1.27 needed to indicate momentum shifting toward buyers. According to Ali Martinez, XRP now faces three possible price scenarios based on key historical transaction zones, with the first scenario involving recovery above $1.06 and potential movement toward $1.30 if buying volume increases.
Market expert Aljarrah describes XRP as sitting in a multi-year consolidation structure on the weekly timeframe, coiling with progressively lower volatility and declining ranges. Structural support sits near previous cycle lows and the long-term moving average zone, with volume drying up on declines while long-term holder accumulation continues, which he characterizes as classic base-building rather than distribution. The expert identifies the breaking point as the moment verifiable, high-volume settlement activity begins routing through the XRPL at a scale that cannot be hidden or fragmented by legacy infrastructure. Once real economic activity forces transparency, the suppression framework loses effectiveness, with the last domino being the point where verifiable, high-volume settlement activity starts routing through the XRPL in a way that can no longer be hidden or fragmented by legacy infrastructure. According to crypto analyst Ali Martinez, XRP now faces two very different possibilities for 2030: either this represents the bottom with institutions arriving in size, or the good news never reaches the price as XRP fades into the background while powering Ripple's business but not being something anyone needs to hold.
