XDC Tech has integrated Bridge, the stablecoin infrastructure acquired by Stripe in February 2025, to enable developers on the XDC Network access to fiat conversion, virtual bank accounts, and multi-currency custody. According to reports from XDC Network, this partnership supports business payments and stablecoin settlement today, with XDC planning to apply the same capabilities to future transactions initiated by AI agents. The network reports finality of around two seconds with transaction costs below one hundredth of a cent, positioning it for automated commercial activity where software initiates payments without traditional banking delays. As XDC co-founder Atul Khekade explained, "Every layer of finance is being rebuilt for a world where software, not just people, initiates the payment. This partnership gives our ecosystem stablecoin infrastructure that already meets that bar."
Stablecoin supply reached approximately $309.7 billion in July 2026, while Visa's on-chain analytics recorded a 58% increase in adjusted transaction volume over the preceding 12 months. As reported by XDC Network, stablecoins process billions of dollars during weekends beyond conventional banking hours, prompting payment companies to integrate them into existing financial products. Stripe completed its acquisition of Bridge in February 2025 and later introduced stablecoin accounts across 101 countries, enabling businesses to receive fiat and crypto payments while holding dollar-denominated tokens. The integration positions XDC to capitalize on this growing market segment where automated systems require instant payment settlement without traditional banking delays.
Bridge contributes regulated services connecting bank money with stablecoins, covering fiat conversion, virtual accounts, custody, and payment access across the United States, Europe, and Latin America. According to Bridge's head of product Mai Leduc Blount, this coverage allows developers to enter supported markets through an established provider rather than seeking separate licenses and banking relationships in each jurisdiction. The arrangement is expected to reduce product launch periods from years to weeks in some cases, while Bridge also connects traditional payment systems with blockchain settlement, allowing companies to retain access to established services such as SWIFT, SEPA, and FedNow while using stablecoins for value transfer. This comprehensive coverage enables XDC to offer global payment solutions without the regulatory complexity of separate banking partnerships.
The integration enables XDC to support AI agents capable of initiating payments as part of automated commercial activity, where software purchases access to data, pays for other software services, or settles fees during automated tasks. Such transactions require payment systems capable of completing transfers within the same digital session, without delays associated with traditional banking hours. XDC's two-second finality and transaction costs below one hundredth of a cent make it suitable for this model, where automated services may need to complete payment before continuing their tasks. The network reached seven years of mainnet operation in June and reported more than $1 billion in tokenized real-world assets during the same period, alongside the addition of institutional validators. XDC co-founder Atul Khekade described the Bridge partnership as one element within an upcoming initiative centred on the agentic economy, though the network has yet to provide product details or a launch schedule for AI-driven payment capabilities.
