XRP ETF products have attracted $740,000 in net inflows on October 14, extending their positive streak to 13 consecutive weeks as of the latest data. According to market reports, XRP ETFs received inflows in only two of five trading sessions: $3.14 million on October 6 and $8.17 million on October 8, with the remaining three sessions recording no net movement. The XRP ETF net assets currently stand at $1.51 billion, while cumulative net inflows since launch have reached $1.80 billion. This selective demand for XRP exposure contrasts sharply with broader market trends, as Bitcoin ETFs recorded $681.1 million in outflows, Ethereum funds lost $542.07 million, and Solana products shed $24.81 million during the same period. The $1.2 billion in combined rival outflows were roughly 110 times the size of XRP's weekly inflow, highlighting the selective nature of investor interest in XRP exposure. However, XRP ETF inflows have cooled significantly since September 25, which brought $75.6 million, with the next two weeks adding only $4.7 million and $11.3 million respectively.
Ripple has partnered with Stripe-owned Privy to bring XRP and RLUSD wallet tools into applications on the XRP Ledger through embedded wallets and AI agent tools. According to Privy's announcement, the integration will support both consumer-facing financial products and applications that let AI agents make payments. The partnership enables developers to create and manage XRPL wallets programmatically, sign transactions, and build experiences using XRP, RLUSD, and other digital assets on XRPL. As reported by Privy, the integration makes it easier for developers to build stablecoin payments, fintech applications, and agentic commerce on XRPL. The integration allows developers to embed payment flows using XRP, RLUSD and other digital assets directly into products without requiring users to handle private keys, streamlining the user experience while maintaining security. Building on Ripple's AI Starter Kit released in June, the partnership helps developers build autonomous payment apps that support agentic commerce via programmable wallets that let AI agents hold funds and execute transactions, including x402 payments. The move will allow payments companies to offer dollar-linked transfers without requiring customers to manage the secret keys that authorize spending, with Privy handling the wallet infrastructure to reduce what app builders need to develop themselves.
XRPL network activity has reached unprecedented levels, with over 200 million transactions on average across three consecutive quarters, representing the highest level of on-chain activity in more than two years according to Token Terminal data. The network's stablecoin supply increased by 306.15% from $300.99 million in late December to $1.22 billion in 2026, with RLUSD making up $1.14 billion of that sum. Recent data from the XRPL AI Hub, operated by payment infrastructure developer t54, shows XRPL processed over 600,000 daily settlements at the end of September and beginning of October, with spikes close to 700,000. These figures demonstrate the growing adoption of automated payment systems on the blockchain, with AI agents having processed 13 million payments on the XRP Ledger, representing approximately 25% of network activity, up from 1 million in July. The collaboration lets developers build payment apps using XRP, RLUSD and other assets, with x402, an open payment protocol built for automated software-to-software transactions, enabling AI agents to buy data access, settle payments on XRPL and receive services instantly.
XRP is currently trading at $1.31, down 6% over the past 24 hours, leaving the token about 64% below its all-time high of $3.65 set on July 17, 2025. The steady ETF demand has come during a weak stretch for XRP's price, with lower prices cutting XRP ETF net assets from $1.77 billion on September 25 to $1.51 billion. Large holders have been sending more XRP to exchanges, with analyst Arab Chain reporting that 30-day XRP whale inflows to Binance reached 1.669 billion XRP, representing a seven-month high and up from roughly 1.65 billion XRP in September. However, the analyst cautioned that these transfers may reflect wallet reshuffling or other Binance services instead of selling pressure. XRP is being pulled between two forces: ETF buyers have kept adding for 13 weeks, while whale deposits to Binance sit at a seven-month high. The token has followed the broader market instead of showing price gains from ETF inflows, with crypto prices sliding after a hotter-than-expected US Consumer Price Index (CPI) print on October 14. A higher inflation print can dampen expectations for monetary easing, putting pressure on risk assets; the broad market move helps explain why positive XRP ETF demand did not translate into a same-day price gain.
