XRP has shed more than half its value over the past year, now trading at $1.02 and requiring a 194% rally to reclaim the $3 level it reached in July 2025. The cryptocurrency has lost 70% from its July 2025 peak of $3.65, making the $3 target achievable but increasingly challenging with only five months remaining in 2026. Despite an XRP ETF launch that pulled in $1.17 billion between November and December 2025, XRP traded in negative territory entering 2026, with the coin recording six consecutive monthly losses for the first time since 2014. The coin posted an 8.15% loss in August as traders took profits, and the crypto crash on October 10 wiped out over $19 billion in leveraged positions, pushing XRP from $2.84 to $1.84 between October and December 2025, marking a 35% decline over that period.
According to reports from Perplexity AI, the AI-powered prediction model forecasts XRP could reach $1.60-$2.20 by the end of 2026, representing a significant upside potential from current levels. The model's latest XRP price prediction settles on $1.75 as the most likely bullish target, with a 70% rally from current levels needed to reach the middle of Perplexity's target range. This prediction comes as XRP currently trades at $1.0235, positioning the cryptocurrency well below its historical highs. The model identifies rising on-chain demand from exchange wallets and treasury inflows as evidence that XRP is being used, not merely traded, which would strengthen the bullish case for the cryptocurrency. Despite an XRP ETF launch that saw the funds pull in $1.17 billion between November and December 2025, XRP traded in negative territory entering 2026, with the coin recording six consecutive monthly losses for the first time since 2014.
As reported by Perplexity AI, XRP closed at $1.0235, up 1.20% for the session after trading between $0.9905 and $1.0257. The cryptocurrency has collapsed from above $3.00 and carved out a long sequence of lower highs, now sitting just above the psychologically important $1.00 mark. The technical indicators show RSI at 38.94 with a signal line of 41.20, while the 2.26-point gap keeps momentum tilted toward sellers. The chart structure still resembles a descending trend grinding into support, with $1.00-$0.99 acting as the immediate floor and $1.10-$1.20 forming the first meaningful resistance zone. Despite an XRP ETF launch that saw the funds pull in $1.17 billion between November and December 2025, XRP traded in negative territory entering 2026, with the coin recording six consecutive monthly losses for the first time since 2014.
According to Perplexity AI, the prediction is based on several potential catalysts including Ripple's ongoing court settlement progress that could shrink the legal discount that has followed XRP for years. Clearer US crypto rules would reduce regulatory risk pricing, while an XRP-specific ETF or institutional product launch could bring fresh capital into the asset. The model identifies rising on-chain demand from exchange wallets and treasury inflows as evidence that XRP is being used, not merely traded, which would strengthen the bullish case for the cryptocurrency. However, XRP ETF monthly inflows cratered 97% from Q4 2025's $1.17 billion, and recovering to $300 million monthly is key to reaching the $3 target. Despite an XRP ETF launch that saw the funds pull in $1.17 billion between November and December 2025, XRP traded in negative territory entering 2026, with the coin recording six consecutive monthly losses for the first time since 2014.
The CLARITY Act's September 15 cloture vote needs 7 Democratic crossovers, and passage could push XRP back toward $2, representing a crucial catalyst for the cryptocurrency's recovery. However, the window for regulatory alignment is closing fast, with XRP experiencing significant volatility throughout 2026. The coin posted an 8.15% loss in August as traders took profits, and the crypto crash on October 10 wiped out over $19 billion in leveraged positions, pushing XRP from $2.84 to $1.84 between October and December 2025. Despite expectations of a markup date on the CLARITY Act by the Senate Banking Committee in April, further losses in May (-2.64%) and June (-22.1%) erased that momentum, making the $3 target increasingly difficult to achieve before the end of 2026. Despite an XRP ETF launch that saw the funds pull in $1.17 billion between November and December 2025, XRP traded in negative territory entering 2026, with the coin recording six consecutive monthly losses for the first time since 2014.
