
Multi-asset trading platform Liquid on Tuesday launched Co-Invest, an application that enables users to place real trades directly inside ChatGPT and Claude without leaving the AI assistant. According to reports from The Block, Blockster, and TradingView, the app represents the first platform to allow users to fund accounts, analyze markets, and execute live trades within an AI interface. Franklyn Wang, Liquid's founder and CEO, stated that the platform supports exposure to crypto, equities, foreign exchange, Polymarket prediction market positions and pre-IPO secondaries across more than 500 markets. As reported by The Block, the app brings the next step after OpenAI launched personal finance tools earlier this month for ChatGPT Pro users, connecting bank accounts and portfolio data for millions of users, allowing users to act on that analysis in real time without switching tools.
As reported by The Block, Blockster, and TradingView, users can deposit funds via card, on-chain transfer or external wallet, set stop-loss and take-profit levels, and confirm trades directly inside the conversation. Wang explained that the app addresses the common scenario where users listen to AI recommendations for investment decisions, stating it makes sense to create a seamless user experience by integrating all trading functions into one interface. The platform processes funding, analysis, and execution inside the conversation itself, differentiating it from competitors like MoonPay that generate checkout links and redirect users to external sites. According to The Block, users can surface primary market data including onchain wallet activity, funding rates, and order flow, all without leaving the chat interface. The idea behind Co-Invest is simple - millions of people already use AI assistants to research investments, compare assets, and understand markets, but until now, the conversation typically ended with information, requiring users to leave the AI interface to take action.
According to The Block, Blockster, and TradingView, the launch follows recent developments including OpenAI's rollout of personal finance tools for ChatGPT Pro users through Plaid integration and Gemini's introduction of Agentic Trading via the Model Context Protocol. Wang argued that established consumer brokerages face structural disincentives to embed services inside AI assistants, citing that platforms earning from payment for order flow and net interest margin can lose ground when users become better informed. He noted that Robinhood has no public API outside of crypto, limiting its ability to integrate seamlessly with AI platforms. As reported by TradingView, Co-Invest differs from competitors by keeping funding, analysis, and execution within the same interface, effectively turning ChatGPT and Claude into the new broker front end while relegating traditional platforms to background plumbing. The platform represents a potential game changer by moving the point of execution into the same AI interfaces where people already ask what to buy, collapsing research, funding, and trading into a single chat flow.
As reported by The Block, Wang addressed concerns about fraud risks in fintech applications, noting that many platforms face customer support problems where impersonators steal money through irreversible crypto transactions. He cited an internal anecdote about an employee's grandmother losing approximately ₹80 crore in a scam, suggesting that if all transactions were controlled by Co-Invest, the platform would likely ask multiple verification questions before processing large amounts. Wang emphasized that Co-Invest never executes trades autonomously, instead surfacing confirmation screens that users must tap before execution. According to TradingView, Wang noted that AI can inherit bad assumptions, optimize for the wrong goals, and create new fragilities, but it changes the default for most of history where ordinary people were asked to participate in capitalism with inadequate tools. Asked how Co-Invest mitigates the risk of an LLM nudging users toward bad trades, Wang said the app relies on its own data layer rather than letting the model freelance, pulling positioning data from Hyperliquid and headline data from authoritative sources like Google.
According to The Block, Blockster, and TradingView, Co-Invest is available in all 50 U.S. states and most international markets, though it excludes sanctioned regions including Iran and North Korea. Wang cited recent guidance from the Securities and Exchange Commission and the Commodity Futures Trading Commission, including the CFTC's no-action letter for Phantom, as supporting Liquid's view that it does not need to register as a broker or exchange. The platform is non-custodial and routes orders to venues including Hyperliquid, Lighter, and Ostium. As reported by The Block, the platform launched in August 2025 and has since processed more than $3 billion in trading volume across roughly 40,000 users. The launch also follows MoonPay's debut of its own ChatGPT app on Friday, which generates checkout links and redirects users to complete KYC and payment, contrasting with Co-Invest's fully integrated approach.
According to The Block, Liquid has secured $25.6 million in total funding after closing an $18 million Series Seed extension in April 2026, co-led by growth equity firm Left Lane Capital and venture firm Neo. Other backers include Paradigm (which led the seed round), General Catalyst, Haun Ventures, K5 Global, Left Lane, Neo, SV Angel, AntiFund, and Sunflower Capital. Wang noted that success at launch comes down to one metric: distinct users, stating that monetization can wait if the platform achieves its purpose of providing users with informed investment decisions. The launch also arrives amid a shifting institutional view of AI in finance, with Citadel CEO Ken Griffin returning home "fairly depressed" after seeing how AI technology now compresses work that once took advanced researchers weeks into hours. For Wang, the conversational interface may also address a persistent fintech problem: the risk of fraud, as users can simply talk to the platform for customer support rather than dealing with impersonators.