Payments platform Decta has integrated USDC into its internal treasury operations through OpenPayd's infrastructure to settle company funds internationally without adding stablecoins to its customer-facing payment services. According to reports from Decta, company funds will be transferred into OpenPayd's regulated infrastructure, where they can be converted into Circle's USDC through the financial infrastructure provider's over-the-counter services before being used for international operational settlements. The arrangement is limited to Decta's own money rather than funds handled for merchants or other clients, keeping the stablecoin component behind the company's existing payments business. As reported by Decta, the company can move its own funds between international entities, convert fiat into USDC when required and use the stablecoin for settlement through OpenPayd's infrastructure. Decta UK CEO Scott Dawson explained that the company routinely moves its own funds between banking relationships to fund operations and settle internal obligations across its regulated entities and markets, noting that traditional transfers run through banking rails subject to cut-off times, weekends and multi-day value dates.
As reported by Decta, the company can move its own funds between international entities, convert fiat into USDC when required and use the stablecoin for settlement through OpenPayd's infrastructure. Lux Thiagarajah, chief commercial officer at OpenPayd, told crypto media that the integration represents a proprietary treasury use case and does not introduce USDC into Decta's customer payment flows. Decta CEO Scott Dawson stated that the company is using technology to make its financial operations faster, simpler and more resilient while retaining existing controls and regulatory requirements. The arrangement supports liquidity management while simplifying transfers across Decta's operations, with the setup helping move funds between subsidiaries across the 32 countries where it operates. The conversion occurs on OpenPayd's platform rather than through a client-facing payment flow, ensuring the arrangement remains internal to Decta's operations. Dawson emphasized that through OpenPayd's regulated infrastructure, Decta converts its own fiat into a digital settlement instrument, moving it across markets near-instantly.
According to reports from Decta, OpenPayd received MiCA authorization in June 2026, which allows the London-founded financial infrastructure provider to offer regulated crypto services across the European Economic Area under a single authorization. The approval covers fiat-to-stablecoin conversions, custody, wallet infrastructure and stablecoin transfers across supported blockchain networks. OpenPayd was founded in London in 2018 and connects traditional fiat payment infrastructure with digital assets, with its client base including Kraken, eToro, OKX and institutional crypto liquidity provider B2C2. The company processed more than €130 billion annually when its partnership with Circle was announced in 2025. OpenPayd supplies infrastructure to trading platforms and institutional clients, enabling fiat-to-stablecoin on- and off-ramps across the European Economic Area.
As reported by Decta, the implementation follows broader trends in corporate stablecoin adoption for treasury purposes. In July, Hyundai Motor's U.S. and Mexican operations completed a $20,000 cross-border treasury transfer using USDT on Avalanche, with the transaction settling in about seven minutes. Bitso Business reported that stablecoin transaction volume on its platform had increased 81% year over year during the first half of 2026, with more than 60% of newly onboarded business clients being financial institutions. Decta previously explored issuing a euro-pegged stablecoin under MiCA with France-based Next Generation in August 2024, though this latest implementation focuses on using USDC as an operational settlement asset rather than offering it to customers. Converting company funds into a dollar-pegged token such as USDC can enable quicker cross-border internal settlements than some traditional banking rails, with conversion and compliance handled by regulated infrastructure providers.
