A new CEX.IO survey reveals the significant impact of the current cryptocurrency downturn on American households. According to the exchange's findings, more than one in three US crypto traders have cut everyday spending due to current market conditions. The survey, which polled 1,100 active US-based users, found that 36% of respondents reduced daily expenses because of the crypto downturn, with another 10% saying those cuts involved major sacrifices to maintain their crypto positions. As reported by CEX.IO, this represents a quieter form of pressure that appears at the household level rather than producing systemic shock seen in past cycles.
The survey data shows widespread postponement of significant financial commitments among crypto holders. According to CEX.IO, 37% of respondents delayed or cancelled purchases due to crypto-related losses, including 21% who postponed major financial plans such as buying a home, purchasing a car, or starting renovations. Bitcoin remains approximately 40% below its October 2025 high, leaving many retail traders holding unrealized losses despite the current downturn being less severe than the 2022 bear market. The exchange noted that while the 2025-2026 bear market has not produced systemic shock, pressure now appears in quieter ways at the household level.
The survey reveals that many crypto traders are managing losses privately, with limited social awareness of their financial impact. As reported by CEX.IO, only 5% said someone else knows the full value and size of their crypto holdings, while most respondents either share limited details or keep their positions private. This indicates that crypto losses may affect household budgets without wider family or social awareness. Additionally, 38% reported some financial disruption since October 2025, though 77% said they did not take on debt linked to crypto.
Despite current pressures, most traders have maintained their long-term cryptocurrency investment strategies. According to CEX.IO, 73% said their income strategy remains unchanged, with nearly half of respondents stating that crypto accounts for more than 30% of their investable assets. Looking ahead, 79% said they plan to hold or increase their crypto positions over the next six months. A separate Börse Stuttgart Digital survey covering 6,000 investors in Germany, Italy, Spain, and France showed growing interest in crypto services, with about 35% considering switching banks for better crypto offerings.
