Bajaj Life Insurance has introduced the Bajaj Life Care Plus Rider to offer living benefits across health, wellness, and fitness with life insurance policies. According to reports from The Hindu BusinessLine, the Care Plus Rider aims to cater to a growing demand for holistic solutions that combine protection with proactive well-being support. The new rider goes beyond traditional riders by offering a comprehensive solution that combines health and mental well-being with financial safeguards.
The Bajaj Life Care Plus Rider provides living benefits worth up to ₹2 lakh per annum at ₹1,911 per month. As reported by The Hindu BusinessLine, benefits vary by selected variant and eligible plan combination, offering flexible options for different customer needs and budgets.
Key benefits include access to in-clinic doctor consultations across an over 1.3 lakh doctor network, along with unlimited health tele-consultations across specialties through video, audio, or chat channels. According to the report, these comprehensive health services are designed to provide immediate medical support and preventive care to policyholders.
The rider also offers an Accidental Total Permanent Disability (ATPD) benefit, under which a lump sum amount is paid out to ensure financial security during challenging times. As reported by The Hindu BusinessLine, this additional coverage provides financial protection beyond the standard health benefits, addressing both immediate medical needs and long-term financial security concerns.
