Ageas Federal Life Insurance has announced a total bonus payout of over ₹202 crore for the financial year 2025–26, registering a 15% increase over the previous year's declaration. According to reports from CNBC TV18, this marks the company's 12th consecutive annual bonus declaration. The insurer stated that 1.40 lakh participating policyholders are expected to benefit from the payout, with the company reporting a three-year compound annual growth rate (CAGR) of 32% in bonus declarations.
As reported by CNBC TV18, Ageas Federal Life Insurance has revised reversionary bonus rates for FY26 upward for several products, with rates reaching up to 11.90% of guaranteed sum assured and up to 6.50% of sum assured in certain savings-oriented plans, depending on policy features and terms. The company also revised cash bonus rates under its Super Cash Plan, with rates going up to 2.00% of maturity sum assured for select premium payment terms. Terminal bonus rates for certain plans were declared at up to 19.00% of sum assured.
According to the company's latest financial data, as reported by CNBC TV18, Ageas Federal Life Insurance reported assets under management of over ₹18,956 crore and a capital base exceeding ₹800 crore as of March 31, 2025. The insurer has issued more than 19.71 lakh policies with a total sum assured exceeding ₹27,558 crore. The declared bonuses include reversionary bonus, cash bonus, and terminal bonus across participating insurance plans, with bonuses declared under participating policies typically payable at maturity, surrender, or as per product features.
As reported by CNBC TV18, Ageas Federal Life Insurance is a joint venture between Belgium-based insurer Ageas and Federal Bank, with the company commencing operations in 2008. The insurer operates through a nationwide distribution network comprising more than 3,770 branches, including partner bank branches. Atul Srivastava, Chief Product and Distribution Officer at Ageas Federal Life Insurance, stated that the annual bonus declaration reflects the company's focus on long-term value creation. The bonus rates will apply to policies completing their policy year and payouts due during FY27, with rates also remaining applicable as interim bonus rates until the next declaration cycle.
