Private sector bank Karur Vysya Bank achieved its highest-ever quarterly profitability in Q4FY26, with net profit growing 41.3% to ₹725 crore compared to ₹513 crore in the corresponding quarter of the previous year. According to reports from The Hindu BusinessLine, this performance was driven by strong business growth while maintaining asset quality standards. The bank also recorded its highest-ever annual profit for FY26, with profit growing 29.3% to ₹2,510 crore from ₹1,942 crore in the previous year.
The bank's profitability was supported by robust revenue growth across key income streams. Net interest income for Q4FY26 grew 25% year-on-year to ₹1,359 crore, while other income registered 21% growth, as reported by The Hindu BusinessLine. For the full year FY26, net interest income grew 16% to ₹4,939 crore. The bank's net interest margin improved to 4.11% compared to 4.09% in the corresponding previous year, indicating enhanced operational efficiency.
According to The Hindu BusinessLine, Karur Vysya Bank demonstrated strong business expansion with total business reaching ₹2,14,420 crore as of March 2026, representing a 14.9% year-on-year growth from ₹1,86,569 crore in March 2025. Total deposits grew 13.3% to ₹1,15,666 crore, while advances expanded faster at 16.9% to ₹98,754 crore. The bank maintained its focus on RAM (Retail, Agriculture, and MSME) verticals, registering 17.7% growth in these segments.
As reported by The Hindu BusinessLine, Karur Vysya Bank successfully maintained stable asset quality metrics despite strong business growth. Gross NPA remained stable at 0.75% in March 2026 compared to 0.76% in March 2025, while Net NPA remained unchanged year-on-year at 0.20%. This performance demonstrates the bank's effective risk management and credit quality control measures during the growth phase.
According to The Hindu BusinessLine, shares of KVB ended the trading day at ₹313.45, up 2.7% on the BSE following the announcement of these strong quarterly results. The positive market response reflects investor confidence in the bank's sustained performance across growth, profitability, and asset quality metrics, as guided by the bank's strategic focus on these three key performance areas.
