ESAF Small Finance Bank announced on Friday that its total business has crossed ₹50,000 crore as of June 11, 2026. According to the bank's regulatory filing, total deposits stood at ₹26,197 crore and gross advances were at ₹23,832 crore on the specified date. This milestone represents a significant growth achievement for the small finance bank in terms of business scale and market presence.
The bank demonstrated remarkable financial recovery in the fourth quarter ended March 2026, reporting a net profit of ₹24 crore compared to a loss of ₹183 crore in the corresponding period of the previous year. As reported by The Economic Times, total income increased to ₹1,196 crore from ₹1,037 crore in January-March FY25. Interest income specifically rose to ₹995 crore during the quarter compared to ₹892 crore in the corresponding period a year ago, while operating profit improved significantly to ₹241 crore against ₹91 crore in Q4 FY25.
The bank's asset quality showed substantial improvement across key metrics. According to the regulatory filing, gross non-performing assets (NPAs) moderated to 5.41% of gross advances as of March 31, 2026, compared to 6.87% reported at the end of March 2025. Similarly, net NPAs eased to 1.77% from 2.99% in the previous year, indicating better risk management and collection efficiency.
