NSE
BSEThe Quarter story
The two most recent quarterly results, compared side-by-side.
SRG Housing Finance scales its portfolio and cleans up asset quality, though rising leverage and funding costs need monitoring.
AUM grows from ₹795.39 Cr in Q1 FY26 to ₹10,764 Cr in Q1 FY27, expanding the loan portfolio significantly.
Average LTV rises from 45.50% in Q1 FY26 to 52.19% in Q1 FY27, increasing leverage risk per loan.
GNPA falls from 14.69% in Q1 FY26 to 1.73% in Q1 FY27, showing much cleaner asset quality.
Finance cost climbs from ₹16.75 Cr in Q1 FY26 to ₹239 Cr in Q1 FY27, weighing on overall expenses.
Profit After Tax rises from ₹6.78 Cr in Q1 FY26 to ₹85 Cr in Q1 FY27, driving stronger bottom-line results.
Provisions jump from ₹0.59 Cr in Q1 FY26 to ₹152 Cr in Q1 FY27, reflecting higher risk buffers.
Customers increase from 20,000 in Q1 FY26 to 25,000 in Q1 FY27, widening the borrower base.
Spread narrows from 9.08% in Q1 FY26 to 8.79% in Q3 FY26, squeezing net interest margins.
Borrowing cost eases from 10.99% in Q2 FY26 to 10.77% in Q1 FY27, lowering funding expenses.
Average ticket size fluctuates from ₹10.87 Cr in Q1 FY26 to ₹13.19 Cr in Q1 FY27, showing variable loan sizing.
