Sign in to fuzzto save your conversations, follow your research and come back anytime.

The Quarter story
The two most recent quarterly results, compared side-by-side.
Capital Small Finance Bank expands its loan book and deposits while improving asset quality and profitability, though rural lending share and operating costs require monitoring.
Gross Loan Book grew from ₹7,437 Cr to ₹9,074 Cr from Q1 FY26 to Q1 2026-27 — steady credit expansion across segments
Advances in Rural Areas declined from 21.9% to 21% from Q1 FY26 to Q1 2026-27 — reduced focus on rural lending
Total Deposits rose from ₹9,110 Cr to ₹10,596 Cr from Q1 FY26 to Q1 2026-27 — stronger funding base supports lending
Operating Expenses rose from ₹81 Cr to ₹95 Cr from Q1 FY26 to Q1 2026-27 — cost inflation pressures efficiency
Consolidated NNPA fell from 1.4% to 1.14% from Q1 FY26 to Q1 2026-27 — improved recovery and asset quality
MSME Interest Yield dropped from 10.91% to 10.50% from Q1 FY26 to Q1 2026-27 — pricing compression in business loans
CASA Ratio improved from 35.9% to 37% from Q1 FY26 to Q1 2026-27 — lower cost of funds boosts margins
Agricultural NNPA surged from 0.83% to 2.65% from Q1 FY26 to Q1 2026-27 — sector-specific credit stress
Profit After Tax increased from ₹32 Cr to ₹41 Cr from Q1 FY26 to Q1 2026-27 — consistent earnings growth
Secured Lending share fell from 99.8% to 97.4% from Q1 FY26 to Q1 2026-27 — slight rise in unsecured exposure